Most banks have to charge a certain handling fee for the overseas cash withdrawal of UnionPay cards. For example, ICBC UnionPay card charges a handling fee of 1% of the cash withdrawal amount 12 yuan. However, some banks are free.
Huaxia Bank, Ping An Bank, Bank of Ningbo, hengfeng bank, Nanjing Bank, etc. All of them have launched the service of global withdrawal free of charge. Some banks are free no matter how many times, and some banks are free in the previous few times. However, customers withdraw money from ATMs with UnionPay logo, and banks do not charge UnionPay fees.
It doesn't mean that local banks or third-party institutions won't charge usage fees, which depends on the specific situation of withdrawing ATM machines. Moreover, for dual-currency cards with UnionPay logo and logo of other card organizations, China UnionPay channel is generally not available for overseas cash withdrawal, and a certain handling fee may be added.
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However, during the period of 20 15, 10, 1, 12, 3 1, the cumulative withdrawal of each China UnionPay RMB card shall not exceed the equivalent of RMB 50,000/year. From 20 16 65438+ 10/day, the accumulated cash withdrawal from each UnionPay RMB card at home and abroad shall not exceed the equivalent of RMB 654.38 million.
UnionPay cards have been used in overseas 150 countries and regions. In major tourist destinations, merchants accepting UnionPay cards cover shopping malls, hotels, scenic spots, supermarkets, restaurants and other daily consumption businesses. UnionPay cardholders are advised to pay directly with UnionPay cards if they have large consumption demand abroad.
People's Daily Online-1 June1day, the annual limit for overseas cash withdrawal of domestic unionpay cards is100000.