List of benchmark loan interest rates over the years: benchmark loan interest rate over the years is 20 17.
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List of benchmark loan interest rates over the years: benchmark loan interest rate over the years is 20 17.
From: Network Date: April 30, 2022
Loan interest rate (1) The loan interest rate is related to the loan purpose, loan nature, loan term, loan policy and different lending banks. The state sets the benchmark interest rate, and banks determine the differential loan interest rate according to various factors, that is, floating up or down on the basis of the benchmark interest rate. The current benchmark interest rate was adjusted and implemented on July 7, 20 1 1 year. Types and annual interest rates are as follows: ① Six-month (inclusive) short-term loan 6.10%; ② 6.56% from half a year to one year (inclusive); ③ One to three years (inclusive) 6.65%; ④ Three to five years (inclusive) 6.90%; ⑤ More than five years and 7.05%. (2) Take mortgage as an example: comprehensively evaluate the bank loan interest rate according to the credit status of the loan, and determine the loan interest rate level according to the credit status, collateral and national policy (whether it is the first suite or not). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. 20 1 1 Due to the shortage of funds and other reasons, the interest rate of the first home loan of some banks is 1 of the benchmark interest rate. Since February 20 12, most banks have adjusted the interest rate of the first suite to the benchmark interest rate. At the beginning of April, large state-owned banks began to implement preferential interest rates for the first home loan. The interest rate discount of some banks can be up to 15%. The interest rate after 15% discount for more than five years is 7.05%0.85=5.9925%.
The adjustment time is 20 17. 1. 1 6 months (inclusive), 6 months to one year (inclusive), 4.35 one to three years (inclusive), 3 to 5 years (inclusive) and 4.75 benchmark interest rates for deposits and loans are issued by the central bank to commercial banks. Commercial banks will formulate a portfolio of deposit interest rates based on this benchmark interest rate. Raising the benchmark interest rate means shrinking credit, reducing social mobility, raising the cost of credit and slowing down economic development. Or vice versa, From Dallas to Auditorium12015-10-244.354.354.754.952.753.25201 5-08-264.604 . 605 . 005 . 5438+052 . 53354 . 354 . 754 . 754 . 952 . 753 . 205-05 . 605 . 605 . 05 . 52 . 435 . 52 . 58+052 . 58 . 52 . 52 . 53 . 5350 420 15-05- 1 15. 105. 105.505.505.653.253.75520 15-03-0 15.355.355.755.755.903.504.00620 14- / kloc-0/ 1-22 5.605.606.006.006. 153.754.25720 12-07-065.606.006. 156.406.554.004.50820 12-06-085.856.3 1 6.406.656.804.204.70920 165438 +0-07-076. 106.566.656.907.054.454.90 1020 1 1-04-065.856.3 1 6.406.656.804.204.70 1 120 1 1-02-095.606.066 . 106.456.604.004.50 1220 10- 12-265.355.8 / kloc-0/5.856.226.403.754.30 1320 10- 10-205. 105.565.605.966. 14 3.504.05 142008- 12-234.865.3 / kloc-0/5.405.765.943.333.87 152008- 1 1-275.045.585.675.946. 123.5 14.05 1 62008-65 438+00-306.036.666.757.027.204.054.59 172008- 10-276. 126.937.027.297.474.054.59 182008- 10-096. 1 26.937.027.297.474.324.86 192008-09- 166.2 17.207.297.567.744.595. 13202007- 12-2 1 6.577.477.567.747.834.775.222 12007-09- 156.487.297 .477.657.834.775.22222007-08-226.2 17.027.207.387.564.595.04
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List of benchmark interest rates in recent 20 years: benchmark deposit interest rates of the People's Bank of China within six months (including six months), six months to one year (including one year), one year to three years (including three years), three years to five years (including five years) and more than five years1990-20165438+2068. ...
China people's bank loan benchmark interest rate table-:China people's bank loan benchmark interest rate: interest rate project annual interest rate (%) within six months (including six months) loans 4.85 six months to one year (including 1 year) loans 4.85 one to three years (including three years) loans 5.25 three to five years (including five years) loans 5.25 more than five years.
Interest rate of loans over the years: term of personal loan interest rate table over the years19961997.01997.1998.01999.6+0099.5646 ‰). ...
List of interest rates of bank loans over the years-within six months, six months to one year to three years, three years to five years and above, 20 15. 10.244.35%, 4.75%, 4.90%, 2015.08. .85%4.85%5.25%5.25%5.40%20 15.05. 1 15. 10%5. 10%5.50%5.50 ...
Table of interest rates of commercial loans over the years-:the adjustment time of the benchmark interest rate (annual interest rate%) of RMB loans of financial institutions is 2015.10.244.35% 4.75% 4.90% 20/kloc-0. ...
Interest rate table over the years-:adjustment time of benchmark interest rate of RMB deposits in financial institutions, demand deposits, time deposits for three months and half a year, one year, two years, three years and five years1990.04.152.886.37.7438+00.0038+0038+0.8038. . 164.326.488.649.36 10.08 1 1.52 199 1.04.2 1 1.83.245.47.567.928.289 1993.05 ....
May I ask the People's Bank of China's loan interest rate table from 200 1 to 20 16: The benchmark loan interest rate is as follows: the adjustment time of the commercial loan interest rate table over the years is 6 months 1 year 1-3 years, 3-5 years or more1999.61. 8+05.04%5.3 1%5.49%5.58%5.76%2004. 10.295.22%5.58%5.76%5.82%6. 12%2006.4.285.40%5.85% ...
China People's Bank loan interest rate over the years: I don't know the nature of the loan. I. Annual interest rate of housing deposits% (1) Deposit interest rate The deposit interest rate of individual housing provident fund collected in the current year and listed on the interest settlement date shall be carried forward to the previous year according to the three-month lump-sum deposit interest rate. The funds deposited by the housing fund management center in the special account of the entrusted bank shall bear interest according to the unit deposit rate of the corresponding term and grade. (two) other housing deposits according to the same grade unit deposit interest. The annual interest rate of housing loan is% (1), the individual housing provident fund loan is less than five years (including five years) 4.59 is more than five years 5. 13 (2) the commercial bank's self-operated housing loan 1, and the housing development loan is subject to the legal loan interest rate of the corresponding grade 2. Individual housing loans shall be subject to the statutory loan interest rate of corresponding grades (3) Individual housing loans overdue individual housing loans overdue interest rate loan contract stipulates that an additional 30%-50% will be charged.
List of loan interest rates over the years -: 1. Loan interest rate: annual interest rate of the project (%) 1. Short-term loans within one year (including one year) 4.35 2. Medium and long-term loans for one to five years (including five years) 4.75 More than five years 4.90 3. The annual interest rate of provident fund loans for less than five years (including five years) is 2.75 for more than five years 3.25 According to the regulations of the People's Bank of China, at present, the loan interest rates of various loans from different banks will be different, and the interest required for loans will be more or less. 2. Conditions for applying for bank loan business: 1,1natural person aged 8 to 65; 2. The borrower's actual age plus the loan application period shall not exceed 70 years old; 3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule; 4. Good credit information, no bad records, and legal use of the loan; 5. Meet other conditions stipulated by the bank. If you meet the above conditions, you can apply for a loan business at a local bank.
Central Bank's benchmark interest rate over the years -:20 12 On June 8th, the People's Bank of China decided to lower the benchmark interest rate of RMB deposits and loans of financial institutions from June 8th, 2065 438+02. The benchmark interest rates of one-year deposits and loans of financial institutions were lowered by 0.25 percentage points respectively, and the deposit and loan interest rates of housing provident fund were also lowered simultaneously. 20 165438 On July 6th, the People's Bank of China decided, ...
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20 16 to 2022 benchmark loan interest rate
At present, the benchmark interest rate is 4.35% for one year, 4.75% for 2-5 years and 4.90% for more than 5 years.
The benchmark interest rate for loans from 20 16 to 2020 has not been adjusted, and the interest rate standard issued on 20 15 10 is as follows:
1. Bank loan benchmark interest rate: 4.35% within one year (including one year); 4.75% for one to five years (including five years); More than five years, 4.90%.
2. Benchmark interest rate of provident fund loans: 2.75% for less than five years (including five years); More than five years, 3.25%.
1. Short-term loan, 4.35% within one year (including one year).
Two. Medium and long-term loans, 4.75% for one to five years (including five years) and 4.90% for more than five years.
Three. The annual interest rate of individual housing provident fund loans is%, 2.75% for less than five years (including five years) and 3.25% for more than five years.
The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from 20 15124, to further reduce the social financing costs. Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 1.5%.
The benchmark interest rates of other grades of loans and deposits and the lending rates of the People's Bank of China to financial institutions shall be adjusted accordingly; The interest rate of individual housing provident fund loans remains unchanged.
On February 8, 20 1 1, the People's Bank of China decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions from February 9, 201/. The benchmark interest rates for one-year deposits and loans of financial institutions were raised by 0.25 percentage points respectively, and the benchmark interest rates for other grades of deposits and loans were adjusted accordingly.
On February 25th, 20 10, the People's Bank of China decided to adjust the benchmark interest rate of bank loans to the benchmark interest rate of RMB deposits and loans of financial institutions from February 26th, 20 10. The benchmark interest rates for one-year deposits and loans of financial institutions were raised by 0.25 percentage points respectively, and the benchmark interest rates for other grades of deposits and loans were adjusted accordingly.
201019 Since 201010, the interest on bank loans has been raised to the benchmark interest rate of RMB deposits and loans of financial institutions. The benchmark interest rate for one-year deposits of financial institutions was raised by 0.25 percentage points, from the current 2.25% to 2.50%; The benchmark interest rate for one-year loans was raised by 0.25 percentage points, from the current 5.3 1% to 5.56%; The benchmark interest rates for other grades of deposits and loans will also be adjusted accordingly.
List of loan interest rates over the years
List of loan interest rates over the years -: 1. Loan interest rate: annual interest rate of the project (%) 1. Short-term loans within one year (including one year) 4.35 2. Medium and long-term loans for one to five years (including five years) 4.75 More than five years 4.90 3. The annual interest rate of provident fund loans for less than five years (including five years) is 2.75 for more than five years 3.25 According to the regulations of the People's Bank of China, at present, the loan interest rates of various loans from different banks will be different, and the interest required for loans will be more or less. 2. Conditions for applying for bank loan business: 1,1natural person aged 8 to 65; 2. The borrower's actual age plus the loan application period shall not exceed 70 years old; 3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule; 4. Good credit information, no bad records, and legal use of the loan; 5. Meet other conditions stipulated by the bank. If you meet the above conditions, you can apply for a loan business at a local bank.