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The state reduced its foreign exchange reserves.
The People's Bank of China decided to reduce the foreign exchange risk reserve ratio of forward sales business from 20% to 0, which made many people think that the central bank was going to make new moves. Does this matter affect depositors?

Some netizens think that this has no impact, because the interest rate that depositors followed at that time was then, and the current interest rate has nothing to do with it at that time. Everyone need not be very worried. The main concern is the people who want to save after the news is announced, because there is no reserve, and the pressure on the RMB is still there. Many people think that the announcement at this time is due to some unstable factors in our national economy. I don't think so. Our country's foreign exchange reserves are still relatively large, so there is no need to worry about this matter.

Some netizens also believe that these depositors are only related to foreign currencies and have nothing to do with our current RMB savings. Everyone basically has no foreign currency savings. So there's no need to worry. It's just that someone is going to study abroad. You can still change some foreign currencies at this time. After all, the current exchange rate is still very good. It is said that there is not much room for RMB appreciation, and the next step may be depreciation.

Some netizens think that this will have a great impact on depositors, because those who invest in foreign currencies are generally well-capitalized. If we are ordinary depositors, it's basically nothing. Therefore, these big depositors must be cautious in their next investment, because our external environment is not very good, especially the impact of the epidemic, so don't go out. When investing in foreign currency, you should also see these, because

Of course, saving is a characteristic of our country. Many people just want to protect their rights and interests, not to get high remuneration. What we can do well is to spend part of our wealth management, part of our investment and part of our savings, so that we can share the risks equally and get good returns. what do you think?