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Flow chart of online loan application of China Bank; China Bank Online Loan Application.
How to apply for China Bank's mobile banking online loan?

China Bank Personal Mobile Banking Online Loan Application Operation Steps:

Please log in to the personal mobile banking client of Bank of China and click more loan application on the home page-loan page to operate.

The above contents are for your reference. Please refer to the actual business regulations.

What are the application procedures for e-loan credit loans from Bank of China and Bank of China?

The main operation of China Bank's e-loan "credit loan" requires the following steps:

1. Bank of China Enterprise Online Banking/Bank of China Enterprise Mobile Banking submits an application:

Enterprises log in to the old enterprise online banking of Bank of China, and select E-loan application of Bank of China enterprise in "loan service", and the system will automatically jump to the "loan application" menu under "financing service" of the new enterprise online banking of Bank of China (new online banking customers can log in to the home page and click on financing service-inclusive finance loan-loan application to directly apply for related products). The enterprise confirms the basic product information, basic enterprise information, account information and legal representative information of the enterprise, and after signing the relevant agreement text on China Bank, it initiates the confirmation of the business representative of the legal representative of the enterprise and the authorization to use the relevant data of the enterprise.

IGTB online banking customers can also click more functions-inclusive finance Loan on the homepage of corporate mobile banking of Bank of China, verify the security authentication tools and select the corresponding products, and then click "Apply Now" to apply for products.

2. The legal representative of personal mobile banking of Bank of China completed the confirmation:

Within 20 natural days (inclusive) after the enterprise submits the application through online banking of Bank of China, the legal representative of the enterprise logs into personal mobile banking of Bank of China, initiates a product application, confirms the basic information of the enterprise and himself, loan application and other information, and after signing the relevant agreement text online, agrees to accept the business representative of the enterprise, initiates the authorization to use personal data, and submits the product application of "China Bank Enterprise E Loan".

3. The legal representative of the enterprise, China Bank and Personal Mobile Banking, signed the contract:

Within 20 natural days (inclusive) after an enterprise submits an application through online banking of Bank of China, the system will automatically approve and grant a credit line. The legal representative of the enterprise can initiate the signing of a loan contract through personal mobile banking of Bank of China, and the borrowing enterprise and its legal representative will sign a loan contract with the borrower and Bank of China as * * *.

4. Withdrawal:

During the validity period of the product line of "Bank of China Enterprise E-Loan _ Credit Loan", the enterprise can initiate online withdrawal through the legal representative of the enterprise: Bank of China Enterprise Online Banking/Bank of China Enterprise Mobile Banking/Bank of China Personal Mobile Banking, and the loan funds will be transferred to the enterprise settlement account agreed in the contract.

The above contents are for your reference. Please refer to the actual business regulations.

How to handle the electronic loan of China Bank?

At present, you can apply for Bank of China E-loan through mobile banking, online banking, China Bank Weizhong Bank, and special WeChat official account of branches.

For example, at the entrance of "Loan-BOC e-Loan" of mobile banking, you can log in directly to check the pre-credit line and activate it.

For details, please consult 95566 manual or online customer service of Bank of China.

The above contents are for your reference. Please refer to the actual business regulations.

How does China Bank borrow money online?

At present, customers in some areas of China can apply for loans online through personal online banking and mobile banking of BOC. Online loan applications support micro-enterprise loans, first-hand housing loans, second-hand housing loans, commercial student loans, foreign exchange study loans, consumer car loans, personal business loans and military/armed police housing provident fund loans. Different regions support different types of loans. Please select details from the drop-down menu.

Personal online banking can be used in loan management-new business application-more loan application.

With mobile banking, you can handle housing loans-more loan applications.

The above contents are for your reference. Please refer to the actual business regulations.

What are the operating steps for China Bank to apply for personal loan through personal online banking?

Operating Steps of Personal Online Banking of Bank of China to Apply for Personal Loan:

Enter "Loan Management-Loan Payment-Personal Revolving Loan" and click "Payment" in the personal revolving loan list on the right side of the page; On the "Please Enter Loan Elements" page, enter the loan amount, select the collection account and click "Next"; After signing the Personal Revolving Loan Contract for Online Banking of Bank of China Co., Ltd. and passing the authentication of security tools (BOC E-Order Mobile Phone Transaction Code (or BOC E-Shield)), the loan funds will be distributed to the collection account you choose.

Customers of personal mobile banking of Bank of China can click the loan-personal revolving loan application, click "Pay" under the water polo, fill in the payment amount, select the collection account, check and agree with the Personal Revolving Loan Contract for Online Banking of Bank of China Co., Ltd., click the next confirmation information, and pass the security tool (mobile phone transaction code dynamic password) authentication.

Tips:

1. If any of your loan accounts with China Bank are currently overdue, China Bank will automatically reject your loan application.

2. A loan account that has exceeded the loan term cannot initiate a new loan application.

3. You need to start a new payment application through a loan account with a non-zero available amount.

4. The security authentication tool supported by this service is "China Bank E Order (or China Bank E Shield) in the mobile phone transaction code".

The above contents are for your reference. Please refer to the actual business regulations.

So much for the introduction of online loan application of China Bank.