Exchange rate, also known as foreign exchange rate, refers to the exchange rate between two currencies, and can also be considered as the value of one currency to another. The exchange rate is determined by the foreign exchange market, which will be open to different types of buyers and sellers for extensive and continuous currency transactions, so the exchange rate changes in real time.
If you want to change Hong Kong dollars into RMB, you need to go to the bank counter with foreign exchange business, but not every business hall can change it. Need to consult and make an appointment in advance. Generally, it is better to go to the Bank of China.
If it is exchanged in cash, you need to bring your ID card to the counter to fill out the application for foreign exchange purchase before you can exchange it. If the money is in the card, you can change it at the ATM first, and then go directly to the counter to withdraw money. Each ID card can only be exchanged for a maximum of HK$ 50,000.