IBAN refers to the international bank account number (IBAN), usually referred to as IBAN for short, which is a bank account number established by the European Banking Standards Committee (ECBS) according to its standards.

The bank accounts of the member countries participating in ECBS have corresponding Duiban numbers. You can contact the bank to get the IBAN number. The IBAN number is a 34-bit string at most.

The numbering rules of IBAN include country code+bank code+region+account number+check code. When the IBAN account is not used in the euro zone, an additional manual intervention fee will be charged.

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1, SWIFT code: SWIFT for short, or SWIFT. SWIFT is a cooperative organization, operating a world-class financial message network, through which banks and other financial institutions exchange messages with their peers, thus completing financial transactions.

In addition, SWIFT also sells software and services to financial institutions, and most of its users are using the SWIFT network. As of June 2007, SWIFT's services have been extended to 207 countries, with more than 865,438+000 financial institutions connected to the Internet.

2. When telegraphic transfer, the remitting bank can remit the money to the receiving bank by sending a payment message according to the SWIFT code of the receiving bank. This number is equivalent to the ID number of each bank.

BIC with eleven digits or letters can be divided into four parts: bank code, country code, area code and branch code. Take China Bank Beijing Branch as an example, and its bank identification code is BKCHCNBJ 1 10. Its meaning is BKCH (bank code), CN (country code), BJ (area code),1/kloc-0 (branch code).