Account foreign exchange is an account trading product for individual customers. It buys and sells a variety of foreign exchange in RMB only by counting shares, without withdrawing actual foreign exchange. The foreign exchange share in the account cannot be used to withdraw foreign currency or transfer remittance. The biggest difference between account foreign exchange and foreign exchange trading is that account foreign exchange is traded in RMB, and foreign exchange cannot be traded between accounts of various currencies, while the existing foreign exchange trading business is between foreign currencies. At the same time, because the share of foreign exchange purchased through account cannot be used to withdraw foreign currency, account foreign exchange is different from individual settlement and sale of foreign exchange and is not limited by the annual limit of individual purchase of foreign exchange.

China Industrial and Commercial Bank foreign exchange trading hours is from 7: 00 every week to 4: 00 on Saturday morning. It has the characteristics of low trading threshold, convenient trading channels and flexible trading methods. Trading funds can be settled in real time and traded many times in one day to maximize the efficiency of funds. At present, the starting amount of a single transaction in each currency of ICBC account foreign exchange business is 10 foreign currency, and the minimum increment unit is 1 foreign currency. Customers can conduct transactions through online banking, mobile banking, telephone banking and other electronic banking channels of China Industrial and Commercial Bank, including real-time transactions and pending orders with a maximum of 65,438+020 hours.