You don't need a card, so you can get US dollar cash directly from the cooperative bank. Under normal circumstances, you can arrive in China within 15 minutes after the remittance is successful ... When withdrawing money, the payee must bring his ID card, and you must know the name (surname and first name), remittance country and amount of the remittance. Some banks may ask you to provide the address and telephone number of the remitter. It is recommended that you call Western Union Customer Service for payment information before withdrawing money.