Main business:
Main business: RMB deposit and loan settlement business, RMB savings business, and concurrently: agency business approved by the People's Bank of China (projects involving licensed operations are operated with licenses). Mode of operation: financial business.
Two. Industrial and Commercial Bank of China
The business scope of China Industrial and Commercial Bank includes: handling RMB deposits, loans and consumer credit, residents' savings, all kinds of settlement, issuing and acting as an agent for issuing securities, acting as an agent for various businesses entrusted by other banks, handling foreign exchange deposits, loans, remittances, import and export trade and non-trade settlement, foreign currency and foreign currency bill exchange, foreign exchange guarantee and witness, overseas foreign exchange borrowing, foreign currency bill discount, issuing and acting as an agent for issuing foreign currency securities, and acting as an agent for spot and forward foreign exchange trading. Credit investigation and consulting services, dealing with buyer's credit, lending from international financial organizations and foreign governments, and business approved by China Banking Regulatory Commission in accordance with relevant laws, administrative regulations and other provisions.
Three. Agricultural Bank of China
Agricultural Bank of China has branches all over the country, becoming a large state-owned commercial bank with the largest number of branches and the widest business scope in China. The business field has developed from the initial rural credit and settlement business to a complete variety, combining local and foreign currencies, and can handle various international and domestic financial businesses. At present, it mainly includes: (1) RMB business. Absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Buying and selling, acting as an agent to buy and sell foreign exchange; Providing letter of credit services and guarantees; Agency payment and insurance agency business, etc. (2) foreign exchange business. Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Settlement and sale of foreign exchange; Issuing and acting as an agent to issue foreign currency securities other than stocks; Buying and selling foreign currency securities other than stocks and acting as an agent; Conduct foreign exchange transactions on behalf of customers; Credit investigation, consultation and witness business.
And other commercial banks.