Personal foreign exchange business includes: foreign exchange deposit, foreign exchange loan, foreign exchange remittance, international settlement, credit investigation, consultation, witness business and foreign exchange settlement and sale business. China Industrial and Commercial Bank is the largest clearing bank in China, with the most advanced internal clearing system for domestic remittance and local and foreign currency funds. At present, ICBC can provide clearing services for all freely convertible currencies in the world.

The company's foreign exchange business needs to be handled at the local branch outlets. Postal savings bank is divided into three types of outlets, one is the regular bank branch, the other is the bank branch managed by the post office, and the third is the branch savings office of the postal agency.