2065438+On February 28th, 2004, Minsheng Bank Direct Banking was officially launched. Minsheng Bank's direct selling bank broke through the traditional physical network business model and mainly expanded customers through Internet channels. \x0d\ 1, Internet \x0d\ whole account opening process, deposit and transfer functions, wealth management and fund purchase, Minsheng Direct Banking, all these businesses are Internet-based, and you don't need to go to the business hall, you just need to complete the operation on your home computer. \x0d\ 2。 \ X0d "Easy Remittance" service can be used to collect the bank or other bank cards in the electronic accounts of direct selling banks, or transfer the funds in the electronic accounts to the bank or other bank cards, with a transfer limit of 5 million. There is no handling fee for transfer, but the transfer bank card must be bound to the electronic account in advance. \x0d\ 3。 Automatic subscription of demand deposits \x0d\ Minsheng Direct Bank launched "Ruyibao" wealth management products to connect Huitianfu and Minsheng Bank Canada. When the user chooses to sign one of them, the funds in the account will automatically subscribe for the money fund, thus obtaining higher income than the demand deposit. \x0d\ 4。 Time deposits can be withdrawn in advance \x0d\ Minsheng Direct Bank launched "deposit at will" business. After signing the contract, the current deposit in the account reaches or exceeds 1 000 yuan, which can be automatically converted into 1 year time deposit. Another advantage of "free deposit" is that if it is withdrawn in advance, it will be settled according to the deposit time and the corresponding interest rates of 1 day, 7-day notice deposit, 3-month, 6-month and 1 year time deposit.