Linkage bank card automatic payment, also referred to as DDA, is also the most convenient method at present. You can open a bank card with a Hong Kong account, and the fee will be automatically deducted every year after the account is linked; Domestic ICBC, China Merchants Bank, Bank of China, China Construction Bank and Hang Seng. You can open it, and you need ID card+passport+proof of address (name and address are required for one month's water, electricity and gas bill or credit card bill within three months). Call the relevant bank before opening the card; It is recommended to apply at least one month in advance, and the domestic card opening cycle is longer.

Note: 1. After the connection is successful, the insurance company will automatically deduct the expenses from the account in Hong Kong dollars. Please ensure the balance of your account in Hong Kong.

2. If the deduction is unsuccessful, AIA/Prudential will incur a handling fee of HK$ 65,438+050 (please prepare the relevant DDA three months in advance. In addition, if the customer who previously bound the relevant loyalty policy loses the replacement and the credit card is about to expire, please resubmit the relevant information three to four months before the expiration of the policy. Please pay close attention to the status of the bank card. )

2. UnionPay (a more convenient way)

Log on to the official website personal page of the insurance company and enter the UnionPay card payment channel:

AIA Hong Kong AIA UnionPay channel can use domestic UnionPay debit card or UnionPay credit card for payment (the bank charges 1.20% handling fee);

Prudential Insurance Company can use domestic UnionPay debit card or UnionPay credit card to make payment through UnionPay channel (the bank charges 0.9% handling fee), but it has been suspended since March 19, 2065438.

telegraphic transfer

AIA AIA/Prudential Prudential /AXA AXA/Standard Life /FWD: When telegraphic transfer, please write down the policy number and premium in the remarks and send a clear payment voucher to our company for follow-up; You can go to major domestic banks to wire money to insurance company accounts; The bank charges part of the formalities. Generally, wire transfer is divided into two kinds of handling fees, one is the handling fee of 100+ charged during wire transfer, and the other is the handling fee charged by a third-party bank, which is generally 15-20 yuan dollars. According to each wire transfer, different banks have different charges. For reference. )

4. Postscript

Hong Kong PPS can be directly transferred to the account of the insurance company online.

(No.:AIA: 4 1/ Prudential: 25/ AXA: 61; The letter B of the policy number is changed to 1, and the letter G is changed to 6. )

5. Cash

The corresponding bank in Hong Kong will pay in cash (USD or HKD, AIA will designate Citibank, AXA will designate HSBC and Prudential will designate CITIC Bank).

6. Payment Office of Insurance Company

You can go to the counter of the insurance company to handle cash in person (you must bring your ID card, pass and cash, and you can't swipe your card within the limit of $6,543,800+0,000! ) (AIA is limited to US$ 65,438+0,000 and Prudential is limited to US$ 8,000)

Invoice

You can write a personal check, money order or cashier's check (green counter deposit slip is required), and you must fill in the policy number, premium and other information in pencil on the back of the bill when issuing the invoice.

Customers of Hong Kong insurance, if they want to realize automatic deduction and continue to pay premiums when due, and there is no handling fee during the deduction process, please open a Hong Kong bank account in the Mainland as soon as possible before the next premium expires.

If you want to pay US dollars directly from your Hong Kong account, you can apply for a US dollar checkbook for your Hong Kong account. There is no handling fee for paying the late payment fee by US dollar check. In addition, it is very convenient to choose a bank account in Hong Kong to collect debts or dividends. At the same time, you can also speculate in Hong Kong stocks or US stocks, and the money will not be subject to foreign exchange control after it arrives in Hong Kong; The same is true of the transfer of funds back to China.

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