1. Dual-currency card In China, if the bank contact network uses RMB as the settlement spring, the foreign currency of the settlement network designated by the international bank card organization can be used as the settlement spring for overseas payment. (Of course, foreign countries with UnionPay networks can also settle in RMB. ). Dual-currency card is a transitional product under China's current foreign exchange control.
2. Common international bank card organizations include Visa, Master and American Express. The three major international bank card organizations all cooperate with overseas banks to issue bank cards.
3. Dual-currency credit cards can be used in consumption abroad at the same time, which saves money exchange procedures, and they can also enjoy price concessions and points when spending, so they are favored by people.
A reputable dual-currency credit card.
1, bank of communications Y-POWER card
"Power keeps giving gifts" is a special bonus privilege created by Y-POWER for the younger generation. While spending by credit card, unconsciously, colorful warm-hearted gifts have been obtained! No matter at home or overseas, as long as you have the logo of Visa/Plus, MasterCard/Cirrus or China UnionPay, you can spend freely with your Y-POWER, which is over 30 million worldwide!
2. Ping An Bank Ping An Fashion Sweetheart Princess Card
Card face trend personality, optional. The main card is free of annual fee in the first year, and the annual fee in the following year is free of charge for swiping the card six times in that year. Swipe to win exclusive Superman suit+limited edition doll. You can enjoy an interest-free repayment period of up to 50 days, with normal repayment in the first month, and the minimum monthly repayment amount in the next month will be automatically changed from the original 10% to 5%.
3. Shanghai Pudong Development Bank Youth Credit Card
The credit card specially made for young people is endorsed by Ning Zetao, a national fresh meat. The first withdrawal every month is free of handling fee, and the withdrawal ratio is 100%. Exclusive dream money, 30% off the handling fee! Ning Zetao Youth Card can also enjoy a 4.7% discount on the handling fee for a limited time; Staging is more free, and the handling fee is 10% off.
4. China Merchants Bank MasterCard Full Currency International Credit Card
No matter when, where and what kind of foreign currency is used, the foreign exchange handling fee of 1.5% is exempted when you use this card for consumption or withdrawal. No matter where in the world you hold this card for foreign currency transactions, you can automatically purchase foreign exchange into a RMB account. If you hold this card within the validity period of the card without any additional consumption conditions, you will be exempted from the annual credit card fee.