If cross-border remittance is handled through the counter channel of BOC: after BOC accepts personal international remittance business, it sends remittance telegrams to foreign countries on the same day (working day), and foreign banks (including remittance banks) should handle it on the next one or two working days (considering the time difference, for example, for the United States, the remittance sent by BOC in China is 16, and the next working day should be the night of June 17 Beijing time). Generally speaking, the remittance arrival time is three to five working days (the destination and the holidays of the destination must be considered, for example, the remittance processed on Saturday will not be remitted until Monday, and if the country or region remitted on Monday is a holiday, the lending date will be further postponed). The final entry time mainly depends on whether the remittance information provided by customers meets the relevant requirements of the importing country (such as anti-money laundering regulations, whether there is necessary information for automatic processing, etc.). ), and the entry time also depends on the processing speed of the remittance bank.

Electronic channel: If you submit a foreign currency cross-border remittance transaction and the transaction information is correct, BOC will complete the transaction review and remittance before the next working day. The arrival time of foreign currency cross-border remittance depends on the transfer of remittance (if any) and the processing progress of the transaction by the receiving bank. If the remittance/transfer by the payee bank is timely and smooth, the remittance can be remitted to the payee's account within 24 hours. If the transaction is verified, the transfer by the remittance/receiving bank is non-working hours, and the time for remittance to the payee's account may be extended, usually 3 to 7 working days.

For more information, please call the customer service hotline of China Bank at 95566.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.