The real economy refers to the total value of goods produced by a country. It is the economy that people create on the earth by using tools through their thoughts. Including the production and circulation of material and spiritual products and services. Including agriculture, industry, communications, commercial services, construction, cultural industries and other material production and service sectors. It also includes the production and service departments of spiritual products such as education, culture, knowledge, information, art and sports. The real economy has always been the foundation for the survival and development of human society.

Virtual economy is relative to the real economy, and it is the inevitable product of economic virtualization (called "financial deepening" in the west). The essence of economy is a set of value system, including material price system and asset price system. Different from the material price system supported by cost and technology, the asset price system is a specific price system based on capitalization pricing, that is, virtual economy. Because of capitalization pricing, people's psychological factors will have an important impact on virtual economy; In other words, the virtual economy has inherent volatility in its operation. Broadly speaking, virtual economy includes sports economy, gambling industry, collection industry and so on. In addition to the financial industry and real estate industry, the excessive development of virtual economy will also bring bubble economy.

Response time: 2021-12-01. Please refer to the latest business changes announced by Ping An Bank in official website.