All Risks is also called "All Risks". One of the main risks of marine cargo transportation insurance. In addition to all the responsibilities of F.P.A. and W.P.A., it also covers all or part of the losses of the insured goods caused by various external reasons during transportation. The losses insured by external causes include: losses caused by theft, non-delivery, fresh water re-drenching, breakage, leakage, collision, short quantity, mixing, odor, pollution, high temperature, humidity, rust, hook damage, damaged packaging and other dangers. All Risks does not cover all losses, and the insurer is not responsible for the losses caused by the insured's intentional acts, natural wear and tear of goods, solid defects and essential defects, wars and strikes. The cargo insurance clauses revised and promulgated by London Insurance Association in June 1 982+1October1represent the first-class risks. Regardless of the total loss or partial loss, in addition to the exemption rate stipulated in the insurance policy agreed by the insurance company and the insured, the insurance company will compensate for the loss of some goods in transit. All Risks is one of the basic types of marine transportation insurance, and it is the insurance that the insurer is liable for losses caused by reasons other than special additional risks. All risks include FPA, WPA and general additional risks. Losses caused by war, strikes, import duties, non-delivery and other reasons are not all risks. Covering all risks is a kind of insurance that has great protection for the insured, avoiding omissions due to various types of additional risks and ensuring the safety of goods. Generally speaking, when the shipped goods are easy to be damaged, damaged, damp, heated, moldy, leaking, smelly, polluted and mixed polluted, it is necessary to cover all risks.

Legal basis: Article 6 of the Guidelines on Foreign Exchange Management of Insurance Business refers to the insurance business denominated in foreign currency or denominated in RMB but settled in foreign currency carried out by insurance companies and their branches in China in accordance with the provisions of Articles 7 to 9 of these Guidelines. Insurance companies and their branches shall operate some or all of the following foreign exchange insurance businesses in accordance with regulations: (1) foreign exchange property insurance; (2) Foreign exchange personal insurance; (3) Foreign exchange reinsurance; (4) Other foreign exchange insurance businesses as stipulated by laws and regulations. If it does not meet the requirements of these Guidelines, the insurance company and its branches shall make the pricing and settlement of insurance contracts in RMB.