2. Only by depositing US dollars can RMB be withdrawn from the bank. Because the State Administration of Foreign Exchange has strict restrictions on citizens carrying foreign currency cash, the cumulative maximum can exceed $5,000.

3.VISA refers to credit card, which refers to the card issued by Visa International.

VISA International: At present, the predecessor of VISA International, the world credit card traveler's check organization, established Bank of America Credit Card Company 1974. Bank of America Credit Card Company cooperated with some western commercial banks to establish an international credit card service company, which was changed to Visa International on 1977 to form a global credit card joint organization.

Visa International owns brands and trademarks such as VISA, electronic, INTERLINK, PLUS and VISA CASH.

Visa brand credit cards are issued by participating VISA organizers (major banks). At present, there are about 22,000 members, more than 654.38 billion merchants and more than 20 million networked ATMs, about 660,000.

4. When using UnionPay card to withdraw cash from Citibank ATM overseas, the withdrawal amount is as high as 620 USD each time, and the accumulated withdrawal amount is 5,000 RMB within one month, and UnionPay offers a more favorable rate than its card organization.