The general principle is that the exporter's performance of the contract and policy agreement, due to the importer's reputation problem or the country risk of the importing country, can not be recovered, all belong to the scope of responsibility.
1. Short-term export credit insurance under general trade covers the risk of export accounts receivable within 1 year.
2. Long-term, more than one year or even 10 project aggregate risk.
3. Risks faced by overseas investment guarantee enterprises in overseas investment.
Specifically:
Political risks: war, riots, foreign exchange control, import restrictions, license revocation and other national risks of importing countries.
Commercial risk; The importer or issuing bank goes bankrupt, defaults, rejects and refuses to accept the goods.