The specific steps are as follows:

1. First, take a savings card of ICBC (you need to deposit a certain amount of RMB, and the savings card must be the one with multi-currency savings function), and start online banking at the outlet, requesting to enable the online banking remittance function (important! ), require the use of password card or electronic U shield (online banking login, for security reasons, important! )。

Note: The electronic password card is only applicable to foreign currency below RMB 65,438+0,000 or the corresponding foreign currency, so U shield is generally required, and the 40 yuan -60 yuan production fee is free of annual fee). The account opening ICBC must be a branch of ICBC at or above the prefecture level. Most branches of ICBC and county-level ICBC have no foreign currency transfer function. Of course, there may be exceptions in developed coastal counties, so you can consult the local ICBC.

2. Go home and log in to online banking, click on small foreign exchange in the foreign exchange business column, and click on the type of foreign exchange you want to change (USD, EUR, etc. ), enter the amount to be exchanged, and choose to exchange cash (very important! Can't choose cash), choose foreign exchange purposes (the most commonly used purpose of purchasing foreign exchange for travel and training abroad). As long as you have enough RMB in your account, you can do it at 10 pm during or after work, and the foreign exchange will be credited to your multi-currency savings card.

Note: ICBC's purchase of foreign exchange by a natural person cannot exceed USD 50,000/year. ICBC's online banking can purchase foreign exchange, but it cannot settle foreign exchange online. Settlement of foreign exchange must be handled at the counter.