The specific business functions of personal online banking system include account information inquiry, RMB transfer business and bank-securities transfer business.
Personal online banking enables customers to safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home. Personal online banking customers are divided into registered customers and unregistered customers. Registered customers are divided into counter registered customers and self-registered customers according to the registration method, and are divided into certified customers and uncertified customers according to whether they apply for a certificate.
The business types of online banking mainly include basic business, online investment, online shopping, personal finance, corporate banking and other financial services. It can be said that personal online banking is a virtual banking counter on the Internet.
Personal Online Banking Professional Edition Opening Mode:
I personally hold my ID card and bank card, apply to the issuing bank for opening personal online banking, obtain an electronic certificate and install it, so I can use it. It is recommended to back up your personal certificate for replacing your computer.
Personal online banking personal edition opening mode:
Enter the inquiry code, log in to our online banking, enter the ID number, and open the personal online banking. No certificate. The safety performance is worse than the professional version.
Characteristics of personal online banking service
Integrated account management: You can register four types of accounts: Agricultural Bank of China Jinsui Debit Card, Jinsui Quasi-Credit Card, Current Passbook and Current One Card under your personal online banking customer number, and you can easily manage all kinds of accounts with a click of the mouse.
I can dispatch funds at will: the remittance between the national bank card accounts of the Agricultural Bank of China arrives in real time, reaching the whole country, breaking through the time and space barrier and truly realizing the "zero on the way" of fund transfer.
All-round security guarantee: not only the international high-standard PKI public key architecture, 128-bit SSL secure communication protocol, graphic code, dynamic password keyboard and the use of unrepeatable KBao electronic certificate are adopted in technology, but also the all-round security guarantee system is provided in business process, operation management and other aspects to fundamentally ensure the safety of customers' funds.
Easy foreign exchange management: you can easily carry out various transactions of Golden Key Foreign Exchange Treasure (personal firm foreign exchange trading). The foreign exchange channel provides users with the latest and most comprehensive foreign exchange information and professional foreign exchange transaction analysis tools, making it easier for users to manage foreign exchange.
Convenient new experience: specially made a fully automatic intelligent installation package, so that users can easily start their online banking journey.