Xiamen International Bank, the first Sino-foreign joint venture bank in China, has maintained a good operating condition for many years. The bank has established correspondent bank relations with a number of Chinese and foreign banks, and its business contacts are all over the world. Moreover, Xiamen International Bank has obtained comprehensive foreign exchange business and RMB business licenses, which can provide comprehensive foreign exchange business for individual customers and comprehensive financial services for corporate customers and non-residents. All these have proved the strength and credibility of the bank. So now the risk of Xiamen International Bank is not high.