2. The central bank has reduced the basic reserve ratio of banks, and banks have more money.

If the bank has more money, the woman will give it away.

For bosses and people who buy houses with loans, it's nothing more than easy loans, that's all.

However, the hidden effect is that the central bank releases more money to the market, which may lead to inflation.

Extended data:

Relations with banks:

Under the deposit reserve system, financial institutions can't use all the deposits they absorb to issue loans, so they must keep certain funds, that is, deposit reserve, in case customers need to withdraw money. Therefore, the deposit reserve system is conducive to ensuring the normal payment of financial institutions to customers. With the development of financial system, deposit reserve has gradually evolved into an important monetary policy tool.

When the central bank reduces the deposit reserve ratio, the funds available for loans by financial institutions increase, and the total amount of loans and money supply in society also increase accordingly; On the contrary, the total amount of social loans and money supply will decrease accordingly.

By adjusting the deposit reserve ratio, the central bank can influence the credit expansion ability of financial institutions, thus indirectly regulating the money supply. The excess deposit reserve ratio refers to the ratio of the reserves retained by commercial banks that exceed the statutory deposit reserve to all current deposits.

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