Customers recognized by the bank who can handle business independently must be over 16 years old, and under 16 years old are minors without civil capacity and cannot handle business independently. Minors should be handled by legal guardians.
The relevant certification materials that the agent needs to provide are as follows:
The minor's household registration book or valid identity certificate, the guardian's valid identity certificate, household registration book, or birth certificate and other materials that can prove the guardianship relationship. Generally speaking, the legal guardian only refers to the parents of minors. Under special circumstances (such as legal decision to change custody), relevant legal documents need to be provided. If the household registration book is provided as proof of guardianship, the head of the household must be the father or mother of the minor, not grandparents and the like.
Foreign currency exchange:
The English name of foreign currency exchange business is foreign currency exchange. Foreign currency usually refers to the currency circulating outside the monetary system. Foreign currency exchange is a counter service for individual customers, including buying foreign currency, selling foreign currency and converting one foreign currency into another. It mainly provides services for individual customers to convert foreign exchange into RMB or other foreign currencies. Other customers are overseas individual customers.
Business type:
1. Purchase of foreign exchange with actual exit behavior: individual residents travel abroad, make pilgrimage, visit relatives and friends, go abroad for medical treatment, study abroad at their own expense, study abroad, conduct business trips, go abroad for training, obtain employment, settle abroad, conduct international exchanges, and send labor services abroad.
2. Purchase of foreign exchange without actual exit behavior: payment of membership fees of overseas international organizations, overseas mail orders, and assistance from overseas immediate family members.
Information required for domestic residents to purchase foreign exchange for travel and study abroad at their own expense:
1. Travel: Overseas tourists need to hold personal passports and valid visas (group visa holders can hold a copy of the group visa stamped by the travel agency). If you can't provide a pre-exit visa when you go to a country or region where China has visa-free entry, the bank can directly handle it with the personal passport of a domestic resident.
2. Studying abroad at one's own expense (including deposits)
(1) Students studying abroad at their own expense will purchase tuition fees for the first academic year or semester with their private passports, valid visas, admission notices issued by overseas schools and proof of expenses (if the original admission notice and proof of expenses cannot be provided, they can provide fax or online download).
(2) Students who study abroad at their own expense purchase tuition fees for the second academic year or after the semester, which shall be handled with a copy of their personal passports, a valid visa and proof of expenses for the corresponding academic year or semester; For students who have studied abroad and continue to study in other schools, they can refer to the requirements for purchasing tuition fees for the second academic year or after the end of the semester when purchasing tuition fees for the schools they plan to attend.
(3) Students studying abroad at their own expense purchase the living expenses for the first academic year or semester with their private passports, valid visas and admission notices issued by overseas schools; Students who go abroad to buy living expenses at their own expense after the second academic year or semester shall apply with their personal passports, copies of valid visas, student ID cards or proof of tuition fees in the current year (semester) and other proof of study.