Some banks can cancel the bank card business by phone, so it is recommended to consult the bank. If you can cancel by phone, you can call the bank's service hotline and enter the operation according to the prompt tone. If you don't understand the prompt, you can go to the manual desk, and the bank staff will help you cancel your bank card.

Counter cancellation process: take the number and queue up, and copy the ID card with the help of the lobby staff; After the counter calls, give the ID card and bank card to the counter staff.

Inform that the card needs to be cancelled, and the staff will handle the card return business; In the meantime, you need to enter the bank password and sign the business confirmation form; Bank staff cut bank cards; Get back the cut bank card, ID card and business documents, and you can complete the processing.

What will happen if the bank card is not cancelled?

1, property loss. Now every bank has a card that can be exempted from the annual fee, so you still have to charge for the remaining cards, and the idle cards will automatically deduct the management fee and annual fee. Most banks will convert their debit cards that have not been used for many years into "sleep card" after a certain period of time. If they want to use them again, they need to pay the fees owed.

2. Credit and loans. Although the general debit card will not affect the credit problem for the time being, it is very likely that some savings card accounts of electronic banks will be charged. If the credit system is sound in the future, the credit will be affected. Therefore, it is best to cancel unused bank cards and don't give them to others at will.