If the bank's time deposit certificate is valid only with the official seal, but not with the manager's seal, you can go to the bank and ask the manager to affix the manager's seal, or if you are worried about the validity of the deposit certificate, you can change it for a new one.

According to the previous regulations, certificates of deposit have three chapters:

1, business seal of the branch;

2. Stamped by a private person;

3. Check the person's seal. Now it is unified into an oval special seal for business after reform.

The special seal for business is the relevant seal for banking business, and its purposes are as follows:

1, issuing the certificate of time deposit account opening of the company;

2. Certificate of unit time deposit;

3. Proof of deposit;

4. Proof of holding wealth management products;

5. Bring foreign exchange exit certificate and visa fee receipt;

6 balance sheet, payment notice for collection and acceptance and entrusted collection business;

7. The opening, cancellation, loss reporting and payment stopping of corporate bank settlement accounts shall be stamped with the official seal after the business procedures are completed.

1. Can bank time deposits be withdrawn from different places?

Bank time deposits can be withdrawn from different places, but it needs to be determined that time deposits are paperless lump-sum RMB accounts stored in cards, which can be withdrawn from different places or in advance (including partial withdrawal), otherwise they cannot be withdrawn from different places. Withdrawal of time deposits in advance will lose some interest, so it is not recommended to withdraw them in advance at unnecessary time.

Whether a time deposit can be withdrawn in different places depends mainly on your deposit medium. Different media have different regulations on withdrawing manuscripts in different places. So you can check whether your bank card or passbook is there before withdrawing money. And there is no other way to solve the problem of calculating the lost interest before withdrawing the time deposit.

For example, Xiao Wang deposited 654.38 million yuan in the Bank for three years, and the interest rate was 3.85%. After the deposit expires, he can get the interest of 1 1550 yuan. If Xiao Wang withdraws one day in advance, according to the annualized income (0.35%) of the current account, he can only get the interest of 1050 yuan at most. Because the time deposit is withdrawn in advance, the withdrawal part can only be calculated according to the current bank interest rate on that day.