You should grasp the key from all kinds of dazzling investment and wealth management products. The bull market in the stock market has passed, and it is difficult for retail investors to make money. It's probably dangerous to enter the market now! The bank's wealth management products have low returns, but they can't outrun CPI, so the investment is meaningless. Product packaging is excessive, and professionals can't understand that all funds are linked to stock index funds and stocks. Last year, China Fund lost 1.2 trillion.

I suggest you make some gold and silver in stock. You can buy and sell at any time, and there is also a late sale, which is convenient for individual investors who are busy during the day and have no time to trade, and conduct margin trading. For example, to buy a stock worth 200,000 yuan, you have to invest 200,000 yuan, not a penny less, while investing in gold and silver spot only needs 200,000 yuan to get the same income. The trading mechanism is also flexible, and it is easy to reverse the operation of this market. More flexible than paper silver and paper gold, paper silver and paper gold can only make money when prices rise. Your money is safe in your savings account.

The above is my advice to you. If you don't understand the meaning of some words, you can add friends.