Overseas liquidity, purchase of overseas real estate, purchase of aircraft (not from the foreign exchange window). Offshore loans have the characteristics of long term and low interest rate, which can be used for overseas liquidity, overseas purchase of real estate, and purchase of aircraft (not from the foreign exchange window). Refers to the loan issued by the bank to the borrower. It is a financing behavior that the lender and the borrower sign a loan contract or loan agreement, stipulating that the lender will provide the borrower with the loan amount, interest rate, currency and repayment method within a certain period of time.