First, China Merchants Bank credit card customer service phone activation process

Call the 24-hour customer service hotline of China Merchants Bank Credit Card: 400-820-5555;

After selecting "1" Chinese service in voice, select "1" cardholder service, select "3" card opening and password setting, and then select "1" card opening;

Enter a credit card with the number 16, and then press # to end;

Enter your 8-digit date of birth, home phone number and the last 3 digits of the card according to the voice prompt;

Activation succeeded! You can set the password for credit card telephone inquiry for normal use next time.

Second, China Merchants Bank credit card official WeChat card opening process

Wechat scans the QR code and views the message after attention;

2. Click "Card Opening Progress" and follow the prompts to open the card;

Official client quick card opening

Scan the QR code and download the handheld life;

2. Click "Card Payment-I want to open the card", fill in the relevant information and complete the card opening.

How to activate China Merchants Credit Card?

China Merchants Bank Credit Card can be activated through the website of China Merchants Bank Credit Card Center, or by calling the customer service hotline of China Merchants Bank, or through online banking or mobile banking. 1. Online activation: use Baidu browser (version 13. 1) to log in to the website of China Merchants Bank Credit Card Center (version 1.0.0), and select the function of "Card Opening (new card activation)" in the column of "Card Opening and Card Inquiry" in the lower right corner of the website to enter the card. 2. Customer service phone activation: dial the customer service phone number of China Merchants Bank at 400-820-5555 with the mobile phone number left when handling the credit card, press "4+#", and then activate according to the voice prompt. 3. Activation of online banking or mobile banking: Old customers who have checked their passwords can also log in to China Merchants Bank's online banking or mobile banking to activate your card. The path is Card Management → Credit Card Opening.

1. China Merchants Bank (1987) was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly owned by an enterprise legal person in China and the first pilot bank to promote banking reform from outside the system. Since it was first selected into the Fortune Global 500 in 20 12, it has been ranked among the Fortune Global 500 for seven consecutive years, and ranked 2 13 in 20 18. 2065438+On June 26th, 2009, eight banks including China Merchants Bank launched the first batch of enterprise information networking verification systems. 20 19 July, 20 19 released the Fortune Global 500 ranking 188. In 20 19, 1 1, enterprises in China along the Belt and Road ranked 85th in the list of 100 top enterprises. 20 19 12, China merchants bank was selected as the brand of 20 19 China brand power festival 100. 20 19 12 18, People's Daily's "China Brand Development Index" 100 list ranked 3 1. In 2020, 65438+ 10 and 65438+March were selected as winners of 2020 Hurun to Shangyou products. In March 2020, it was selected as the 74th in the Top 500 Global Brand Values in 2020. In May of 20021year, it ranked 22nd in "20021Forbes Global Enterprise 2000".

China Merchants Bank is headquartered in Futian District, Shenzhen. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began its public offering in Hong Kong, issuing about 2.2 billion H shares and raising HK$ 20 billion. It was listed on the Hong Kong Stock Exchange on September 22. The net capital exceeds 290 billion, and the total assets exceed 4.4 trillion. By the first half of 20 17, China Merchants Bank had more than 1800 domestic and overseas branches, set up service outlets in more than 30 cities in Chinese mainland/kloc-0, and had 5 overseas branches and 3 overseas representative offices with more than 70,000 employees. In addition, China Merchants Bank also wholly owns CMB Financial Leasing Co., Ltd. and holds China Merchants Fund Management Co., Ltd., holding 50% equity of China Merchants Cigna Life Insurance Co., Ltd. and 50% equity of Zhaolian Consumer Finance Company; Wing Lung Bank Limited and CMB International Financial Holdings Limited are wholly-owned companies in Hong Kong.

The development goal of China Merchants Bank is to become a leading retail bank in China. 1In July, 1995, the one-card bank card was launched.1In September, 1999, Netcom, the first online bank in China, was launched, which became a widely used online payment tool for many enterprises and e-commerce websites, and promoted the development of e-commerce in China to some extent. 201April 2, 5 China merchants group co., ltd. plans major events. In order to ensure fair information disclosure, safeguard investors' interests and avoid abnormal fluctuations in the company's share price, the company's shares were suspended from trading on April 3, 20 15 upon the application of the company. In August of 20 16, China merchants bank ranked 39th in "Top 500 Chinese Enterprises in 20 16".

How to activate and open China Merchants Credit Card

China Merchants Credit Card Activation and Opening Steps:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

App version: 10. 1.0

First, the activation method of China Merchants Credit Card is very simple. First, we download and install the mobile client application of China Merchants Bank, and open the back card.

Second, in the card payment of China Merchants Bank's mobile phone client application Pocket Life, we click I want to open a card.

Third, taking charge of life at this time requires us to log in or register an account. If friends don't register one with their mobile phone number first, this is ok.

4. Enter the ID number, expiration date and security code in the card opening of the mobile phone client application of China Merchants Bank, and then click Next.

5. Next, Pocket Life will prompt China Merchants Bank to send a 6-digit verification code to the mobile phone number, enter the verification code, and click Next.

6. At this time, Pocket Life will let us set the inquiry password of China Merchants Bank's credit card account, and then click Next.

7. After setting the query password of CMB credit card account, we need to set the transaction password of CMB credit card.

8. After setting the inquiry password of China Merchants Bank's credit card account, the activation of China Merchants Bank's credit card is completed, and it is very convenient to repay with the palm life in the future.

Application conditions:

1. China residents, foreigners living in China, compatriots from Hong Kong, Macao and Taiwan, who have reached the age of 18, have full capacity for civil conduct and good credit standing, can apply for a personal credit card master card from the card issuer with their valid identity documents. Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. The main cardholder can apply for cancellation of the supplementary card at any time.

2. Enterprises, administrative institutions, social organizations and other economic organizations authorized by legal persons who open basic deposit account in financial institutions in China can apply for a business card to the card issuer with supporting documents such as the basic deposit account account opening permit issued by the People's Bank of China (if applying for an international business card, they must also have a foreign exchange settlement account). The qualification of the cardholder of the unit card shall be designated and revoked in writing by the legal representative of the unit or its authorized person. The applicant shall bear all debts arising from the unit card.

3. When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully, and submit the relevant supporting documents required by the card issuer, and agree that the card issuer may inquire about the credit status of the applicant from any relevant department, unit or individual, and keep and use the relevant materials.

4. According to the credit status of the applicant, the card issuing institution decides whether to issue the card, whether to require the applicant to provide the guarantee and the way of guarantee, and determines the way and type of obtaining the card, the credit line approved to the applicant, etc. Failed application materials will not be returned.

V. The ways for the applicant to provide guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract shall be signed separately for the guarantee. The scope of guarantee covers all debts incurred under the cardholder's credit card (including but not limited to the principal and interest, over-limit fees, late fees and recourse fees for overdrafts within and outside the credit line).

6. After receiving the credit card, the cardholder shall immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card transaction, otherwise the losses arising therefrom shall be borne by the cardholder. Card issuers also provide cardholders with inquiry passwords and transaction passwords (that is, cash advance passwords and credit card consumption passwords) through designated channels.

How to handle the credit card of China Merchants Bank?

Welcome to use China Merchants Bank credit card.

To apply for the main credit card of China Merchants Bank, you need to be 18-60 years old (25-60 years old for foreigners), have certain economic ability and good credit record, and submit ID card, work certificate, financial certificate and other materials.

If you need to apply for China Merchants Bank credit card, you can apply through the following channels at present:

1, WeChat official account search and pay attention to "China Merchants Bank Credit Card", enter "Apply for Credit Card", enter the link to select your favorite card type, and fill in the reservation application materials. For details, please enter WeChat manual customer service to verify;

2. Please log on to the credit card website, select "Apply for new customers", select the corresponding card type, and click "Apply now". Fill in the simple reservation information online and wait for the bank's approval. If approved, experts will provide you with on-site service. If you want to handle the transaction in this way, please confirm your region first, and whether our bank can provide free door-to-door service (the result will be displayed after selecting the province/city/region);

3. To apply for the professional version of our bank, you can log in to the professional version (version 7.7.0) and click "Credit Card → Customer Management → Online Application → Express Credit Card Application" to jump to the credit card official website page to apply;

4. I bring the original ID card, work certificate and financial certificate to the outlet of China Merchants Bank;

5. After logging in to mobile banking, click "My → All → Credit Card → Apply for Credit Card" to apply;

Tips: Mobile banking can't choose the card type for the time being. It is suggested that WeChat official account or official website choose the card type.

6. You can also call our credit card customer service hotline, select "3#- 1-3" transfer service specialist to register for you, and inform our local staff to contact you to confirm the application.

Tips: The verification status of the credit card is subject to the final audit result.

(Reply time: 20 19 12.9, please refer to the latest business changes announced by China Merchants Bank in official website).

How to handle the credit card of China Merchants Bank?

All China residents, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have full capacity for civil conduct and good credit standing can apply for a personal credit card master card from the card issuer with valid identity documents.

General users can apply for China Merchants Bank credit card in the following three ways:

1, online credit card application:

Customers without cards: Select "First Credit Card Application of China Merchants Bank (New Customer)" to enter "Easy Application, On-site Service"!

Cardholder: If you choose "I have a credit card of China Merchants Bank (an old customer)", you only need to fill in your personal information online, print your signature and mail it to China Merchants Bank (mailing address: Gongjian Building, No.33 Fushan Road, Pudong New Area, Shanghai 13 floor mailroom, zip code: 200 120).

2. Hold my ID card, work certificate and financial information to fill out the application form in person at all business outlets of China Merchants Bank;

3. Cardholders of China Merchants Bank can also call customer service at 400-820-5555 to obtain the application form.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

main feature

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and social demand.

Financial management strategy

1, control the number of credit cards, enough is enough.

Once there are too many credit cards, it is easy to get the repayment date of this card wrong and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record. Moreover, multi-card credit card points, too scattered points are not conducive to redemption of gifts. Therefore, it is suggested that only 1~2 credit card is enough.

2. Keep credit card vouchers

Most credit card holders don't care about these documents, and they won't keep them. Most of them are thrown away, which is a very bad habit. In fact, keeping good credit card vouchers is not only convenient for summarizing consumption records every month, and then analyzing and optimizing consumption habits, but also helpful for improving the rationality and transparency of credit card consumption, so as to clearly understand credit cards. Moreover, many people's credit cards do not have passwords, and discarding credit card vouchers at will may lead to the theft of credit cards.

For safety reasons, it is best to keep credit card vouchers after consumption, so that you can know fairly well and develop good credit card financial habits.

3. Reduce cash withdrawals

Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawal requires a certain percentage of handling fees, and even if you deposit your own money, you have to charge. So it is not cost-effective to use it or use it as a passbook.

Step 4 choose the right credit card

The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, and they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including eating, watching movies, towing services, etc. , there are many names, and you can choose freely according to your own needs. Use your credit card well and choose it well.

5. within the maximum consumption limit of credit card, swipe your card as much as possible.

Every credit card has a limit. If you swipe your card within this maximum, you are safe. Then, within this controllable range, please swipe your card as much as possible. Because a credit card is equivalent to asking the bank to repay you in advance when you buy something, why not return it to the bank on time on the repayment date? On the one hand, it is more convenient for consumption, on the other hand, it can accumulate credit, and the bank can also charge the merchants a handling fee from the amount of your credit card, which can be described as a win-win situation.

6. Repayment will not be made until the repayment date.

Use the last repayment date to earn more interest. After all, the money is in your account, and the interest generated is also your own, so you should make full use of the opportunity of the money in your own hands and let it generate more money. In addition, if you can't repay on the repayment date for some special reasons, please call the bank's credit card customer service hotline to explain the situation and ask for an extension of repayment 1 to 2 days. Generally, this situation will be allowed.

So much for the introduction of how to open China Merchants Bank's credit card.