First of all, what we need to do well is to appease our customers, introduce wealth management products and their advantages to them in detail, and let them know more about finance or wealth management. Moreover, it is necessary to explain to customers that wealth management products are different from ordinary savings, and wealth management products have certain risks. However, if you haven't explained the risk problem to the customer before, you can ask your colleagues to explain it to the customer to avoid misunderstanding or plan ahead. You can ask your colleagues and customers to explain, "Maybe he didn't make it clear to you at that time, but you see, although you didn't reach the expected income from buying wealth management products, your income is at least much higher than the regular income?" In short, it is to let customers know that the benefits of financial management must outweigh the benefits of not managing money.

The types of wealth management products mainly include the following:

1. savings: bank savings have always been the safest way to manage money, but the disadvantage is low income.

2. Gold: Gold speculation is also a mainstream financial management method, which has attracted investors' attention in recent years.

3. Capital: At present, the capital scale far exceeds the deposit scale, which is the unity of safety and profitability in many investments.

4. Stock: As a high-risk and high-return investment model, stock has always been a hot topic in the investment community.

5. National debt: National debt is a bond issued by the state. Its security and profitability are similar to those of bank deposits, and it is an upgraded product to replace bank deposits.

6. Bonds: Bonds are also an ideal investment method, with less risks and returns than stocks, but they still have great development potential.

7, foreign exchange: speculation in foreign exchange can get a lot of income, a variety of foreign exchange derivative wealth management products are also very many.

8. Insurance: In addition to improving protection, insurance can also have investment value.

9.P2P:P2P investment has high risks, high overdue rate and high returns. Investors must be cautious when choosing P2P investment.

Financial products are products designed and issued by commercial banks and formal financial institutions. It invests the raised funds in relevant financial markets, purchases relevant financial products according to product contracts, and distributes the investment income to investors according to contracts, which are divided into bond type, trust type, linked type, QDII type and electronic spot.