1. The quota of $5 per person per year is stipulated by the state. Doesn't mean you can remit as much as you write on the notice. If you have special requirements, you can only consult the local safe to see if it can be specially approved. Generally speaking, studying abroad is not allowed. It is expressly forbidden for many people to purchase foreign exchange, which is only a loophole in the policy. However, immediate family members can purchase foreign exchange, and they can bring their double ID card and proof of immediate family members (usually household registration book and marriage certificate) when handling it.

2. Shanghai Pudong Development Bank is unclear. Usually, it is possible for a small branch to have no personal foreign exchange business, and it is necessary to go to a larger bank or business department.

Yes, RMB account and foreign currency account are completely different. There are no restrictions on opening an account. I'll take my ID card with me.

Generally speaking, I think ICBC and BOC are not bad. (BOC was originally a foreign exchange strength, but it may be stronger than X, and its attitude may be ... of course, it may not be ~ Hangzhou feels like this ...)

If you don't want to pay the inter-bank handling fee, you can only bring cash with you. If you want to pay, just go to B. Of course, you can also ask Bank A whether there is a handling fee for transferring the foreign exchange purchased from A to your foreign exchange account in Bank B (because banks are different, this is based on the premise that A and B are in the same city, so that Bank A can help you write a check to your account in Bank B). If A agrees, then all you need to do is go through the formalities at Bank B with his check.

(Another warm reminder, when purchasing foreign exchange, pay attention to whether the bank keeps your foreign exchange in a "remittance account" or a "banknote account". If you have never asked for foreign currency cash from beginning to end, you must have a "remittance account" for remittance in the future; If you are a "bank account", there is a handling fee for converting your bank notes into foreign exchange, which is very expensive ~ unusual, so pay attention. )