As one of the earliest banks in China, overseas finance provides one-stop overseas financial services, including overseas financial products, comprehensive visa services, overseas immigration consultation, preferential air ticket booking, overseas accident insurance and overseas emergency rescue. At the same time, it has also developed online services such as visa application fee payment, online banking settlement and sales, and online banking overseas remittance, which greatly improved the efficiency of customers' business handling.
Salary pot is the perfect combination of internet finance and residents' financial management, and it is also one of the featured products launched by CITIC Bank. The salary pot has the functions of bank settlement and capital income, and has become the leading cash management tool in the industry, and it is also an important tool for banks to expand customers. Customers can register this service through CITIC Bank's national outlets or online banking, and choose to associate with the corresponding monetary fund. Instant payment is the characteristic of wage jar business. When cash is needed, customers can directly realize cash withdrawal, consumption, transfer and other functions without redemption.
Mobile banking is a brand-new upgraded version of mobile banking V3.0 launched by CITIC Bank. The new version of mobile banking has made breakthroughs in customer experience, application scenarios, customer interaction, security mechanisms and so on, drawing lessons from Internet product design and user experience.
Citic Credit Card and CITIC Bank's credit card business rely on the Internet and big data to actively explore new business models and strengthen cross-border cooperation in Internet finance. CITIC Bank relies on a series of mobileization with Internet characteristics. Through the network co-branded card products, it reached a strategic cooperation with BAT (Baidu, Ali, Tencent), a leading enterprise in the Internet industry, and became the only bank in the industry to fully and deeply cooperate with BAT.
As an overall solution to household consumption demand, housing mortgage loan is one of the achievements of active product innovation in consumer finance of CITIC Bank. The introduction of housing mortgage loan can meet many purposes of consumers' family life, such as mortgage to buy a house, car, decoration, education, medical care, tourism and so on. The maximum loan amount can reach 90% of the appraised value of the house mortgage, and the longest term can reach 30 years. Customers who have mortgaged their houses and paid them back for a period of time can revitalize their properties through mortgage. After an application, they can get a big wallet for consumption, without approval one by one, and the amount can be recycled.