IBm foreign exchange country report

Bank IT system-overall architecture

-the overall structure and development direction of the banking system;

1. Network structure:

1. 1 China national financial network: this system connects the central bank, commercial banks and other financial institutions.

1.2 CNFN three-layer network structure:

1. Master node: National Processing Center (NPC).

2. Secondary node: City Processing Center (CPC).

3. Level 3 node: National Bank (CLB).

2. Hardware structure:

2. 1 server: UNIX/LINUX repeater

2.2 network equipment:

Network equipment: network card, transmission medium.

Interconnection equipment: repeaters, bridges, routers, gateways, hubs, switches and modems.

2.3 storage devices: tape drives and tape libraries

2.4 self-service equipment: ATM CDM POS printer (including printing passbook and receipt)

3. Software system

3. 1 central banking system

Beijing:

China Modern Payment System (CNAPS)

Central bank centralized accounting system

Central Bank Fund Business Processing System (TBS)

Central bond integrated business system

Shanghai:

National inter-bank foreign exchange trading system

National interbank lending system

Bill processing system of national city commercial banks

China unionpay system

3.2 Commercial banking system

Integrated service system

Integrated front system

Intermediate business system

Electronic banking system (online banking, telephone banking, mobile banking, self-service banking, other electronic banking, future e-commerce)

Disaster backup system

Other banking systems

4. Development direction:

4. 1 data set

4.2 Data standardization

4.3 Business diversification

4.4 Diversification of channels

-Skills that must be mastered

1. programming language

1. 1 c/c++，java

1.2 compiler principle

1.3 using vi/vim

1.4 using Makefile

1.5 debugging tools gdb/dbx, etc.

2. Operating system

2. 1 Linux/Unix principle

2.2 system command

2.3 shell programming

2.4 system management

3. Database database

3. 1 SQL language

3.2 database principles such as Oracle/DB2/Informix/MySQL/Sybase.

3.3 Database programming

3.4 Data Mining/Data Analysis

3.5 Database Management (DBA)

4. Network communication

4. 1 middleware communication (Tuxedo/MQ/CICS/Weblogci(Java))

4.2 IPC of interprocess communication

4.3 cross-host communication TCP/IP

4.4 Middleware Management

5. System structure

5. 1 Understanding Banking Hardware (IBM)

5.2 Familiar with B/S architecture and C/S three-tier architecture.

5.3 Familiar with the overall network system structure of the bank

5.4 Network system management

-Business that must be mastered

1. Bank accounting

1. 1 account

According to the classification of economic content reflected by accounting subjects:

1. Asset class

2. Debt

3. Category of owner's equity

4.*** Similar

5. Profit and loss categories

According to the classification of economic content reflected by accounting subjects

Accounts in the 1. table

2. Off-balance sheet accounts

1.2 bookkeeping principle

1. Addition in the same direction and subtraction in the opposite direction

2. Where there is a loan, there must be a loan, and the loan must be equal.

2. Silver

Bank core business

2. 1 Asset Category: 1 is the first account code, and101stands for cash.

1. Bank loans: credit loans, secured loans and discounted bills.

2. Cash management and vault management

3. System: credit management system

2.2 Liabilities: 2 is the first account number, and 20 1 1 represents company deposits.

1. Company deposits: demand deposits, agreement deposits, time deposits, call deposits and margin deposits.

2. Personal deposits: current deposit, term deposit, lump-sum deposit and withdrawal, lump-sum deposit and withdrawal (education deposit), call deposit, lump-sum deposit and withdrawal, and deposit and withdrawal with interest.

3. Regular accrual and current interest settlement.

4. Bill settlement business: bank draft, commercial draft (commercial acceptance draft, bank acceptance draft), cashier's check and cheque.

5. Systems: city clearing system, modern payment system and bill image exchange system (small amount).

2.3 Owner's equity category: 3 is account number, and 3 12 represents profit distribution.

1. Daily affairs

2. Year-end settlement business

2.4 *** Same category: assets and liabilities * * * Same category, usually indicating current account, 4 indicating account number, and 4070 104 indicating provision.

1. Business: transactions between financial institutions, fund lending/fund transfer and bill settlement.

2. Systems: city clearing system, modern payment system and bill image exchange system (small amount).

2.5 Profit and loss category: 5 is the first account number, 50 1, indicating interest income.

1. Revenue business

2. Expenditure business

3. Year-end settlement business: cost accounting, profit and profit distribution.

2.6 Off-balance-sheet account: contingent assets and liabilities account, the first account number is 6,601representing acceptance bill.

1. business: voucher management business (valuable documents, main blank vouchers, voucher sales, etc. ), the loan business is transferred to the off-balance sheet, etc.

3. Bank peripheral business

3. 1 intermediate service

1. Collection and payment service

2. Acting as an agent for securities business

3. Insurance agency business

4. Acting as an agent for national debt business

5. Acting as an agent for finance and taxation.

3.2 Foreign exchange business

1. Foreign exchange trading business

2. Foreign exchange deposit business

3. Foreign exchange loan business

3.3 Credit card business