You can't close the account and change the card. You need to go back to the place where you opened the card and the bank where you opened the account at that time.

This is a matter of principle. There's nothing to explain too much. Please understand.

Remember to use the big one.

It still costs money to report the loss. This card is not recommended. You can't even use the 40-50 loss reporting fee after reporting the loss. Why not just leave this card and hang it up again when you have a chance?