When buying a fund, there is a risk warning in the product introduction, suggesting that investors may lose money by investing in the fund. The risk degree of funds is different, which is divided into three types: low-risk funds, medium-risk funds and high-risk stock funds. Fund risk is the risk caused by market trend fluctuation through external factors.

Low-insurance funds should be based on foreign exchange options with relatively low risks. China's bond funds and money funds are low-insurance funds.

Insurance funds should be based on medium-risk foreign exchange options. Blue chip funds and international bond funds are both medium-level insurance funds.

High-insurance funds should take foreign exchange options with relatively high risks as their basic investment objectives. Stock funds, leveraged funds and futures funds all belong to high insurance funds.

Risk factors such as changes in macroeconomic policies, the latest laws and regulations in the market, and fluctuations in the project investment market will also have a certain impact on funds and profits. In the actual investment link, investors are likely to be unable to make profits and may face the risk of loss of principal. Although such a thing may not happen, investors should pay attention.