I graduated from college in 1994 (a very ordinary and unknown university), and now I have been engaged in financial work 12 years.
Experience. At present, I am the chief financial officer of a large foreign-funded enterprise, managing a financial team of almost 18 people.
I see that many people here want to work in finance recently, so I hope some of my work experience is correct.
People are more or less helpful.
First of all, before you start this job, ask yourself, are you willing to deal with numbers? I've thought a lot.
The answer is: not too much, but financial work seems to be relatively stable, and work is relatively easy to find.
So I chose the financial line. I think this reason is reasonable, but it needs to be clarified.
It's hard to achieve anything by doing a job you don't like. Perhaps, some people think that they will have the opportunity to work in finance for a period of time.
Do what you like. But the problem is that the characteristics of financial people determine that it takes a long time to do this business.
Then people will become cautious and a little conservative. Of course not everyone.
Yes, but most of them will become like this consciously or unconsciously. The so-called men are afraid of entering the wrong line, so they should study hard.
Think about it before you decide.
If you really like financial work, then you need to choose where the financial work itself develops. The usual wealth
After the service department reaches a certain scale, it will be divided into five regions, namely: accounting department, taxation department and capital department.
Finance Department, Financial Analysis Department and Internal Control Department. Different departments have their own characteristics, so it's hard to say which is better.
Not good, choose according to your own personality. Of course, not every enterprise has such a detailed division of labor, but these achievements
Energy is necessary for a sound financial system. Don't think that financial work is just accounting work.
Secondly, the entry threshold for finance is actually not high, and many people can engage in it. For example, those who study science and economics.
Any professional class, after half a year's training, basically has no problems in dealing with simple business.
Even better than those who study finance. So I often jokingly say to my colleagues, "You
Children should have a sense of crisis. Now there are more people who can do finance than those who sweep the road! "However, this industry has reached a very high level.
Level of talent, but it is very difficult, very difficult! First of all, as mentioned above, if you don't have a good sense of numbers, then
You will never reach the level of a financial expert. My former boss was from Hong Kong, and the three of us spent 5 yuan.
God, I gave him almost 50 pages of reports. But he watched it for less than 20 minutes, and he pointedly pointed out
Over the years, many data have been repeatedly checked and contradicted. In the meantime, he hardly needs to calculate.
Devices are judged by the brain and feelings. Although the boss is strict, we are sincere.
Admire him, even his sworn enemy, the chairman of the Chinese side, greatly appreciates him (due to the Sino-foreign joint venture).
Our relationship is not good, so every time the board of directors always ends in discord, my boss is a foreign director. Chinese (profile)
At their group meeting, the chairman once said in front of many China executives: "Among you people, for example,
If a person has half the skill of a foreign director, then I will fucking kowtow! "I think a person can do it.
Even when your opponent admires you, then this person is very successful. Obviously, my boss is obviously blood.
A person with a number in his mouth. Secondly, financial work is a job with less sense of accomplishment, because it is
Input and output do not match. You can feel your input, but you can't feel your output
Many financial people work overtime every day, but if someone asks you what you have done, you will find it difficult to answer.
Yao. Because you said it, others may not understand it, but they can understand it! The salesperson can say, how much did I sell this month?
Things; The production staff said, how much have I overfulfilled; QA personnel can say how many times the product rate has been reduced; can
Is it us? Say: The report was successfully completed? Is this month's tax okay? Analyze the loss this month.
What is the reason? Therefore, to do this job requires determination, but also needs to be able to withstand loneliness!
Thirdly, financial work is under great pressure. This pressure comes from deadline and analysis.
The depth comes from the drift of the policy edge. There is a saying that being late is unfair. Similarly,
Late financial statements are meaningless. This is why so many cousins work overtime every day.
Because, if it took you 1 month to get the report of last month, or submit the analysis report, although
It is informative and accurate, but it is not helpful to the business! You will learn from the job advertisements of major companies
You can see "working under high pressure", which shows that the pressure of financial personnel is not enterprising.
It's all over! The same is true of financial analysis, because financial analysis is irregular or highly technical.
Hard standard, so many people can challenge your analysis, which means a group of people follow.
You tell me what to do! These will make you feel depressed. At the same time, finance is also very policy-oriented and accurate.
Then you have to abide by it, and so does the tax law. Although your standards are high, the law is still in a mess.
Documents and regulations are interpreted by law enforcement officers, so if you are careful, you are sure to make mistakes or.
On the verge of making a mistake. No matter how well you usually do, if the law enforcement department fines you,
Then your boss's face must be ugly. If you don't want to embarrass your boss, then you
You have to warm up with those bastards in tax, industry and commerce, safe and customs, which is for many people.
Very painful!
Third, finance needs lifelong learning. Of course, there seems to be nothing you don't need to learn now, but
However, China is now perfecting various economic laws and regulations, so various economic policies change very frequently.
Yes, if you don't update in time, then you can't keep up with the times. For example, the latest accounting standards have been released.
, implemented from 2007. This alone is enough for you to study for a while! Another example is that if you are in an American company,
Working in the industry or in a company listed in the United States, then you have to understand that after Enron and WorldCom, the SEC will
Sarbanes-Oxley Act. In addition, many tax laws and foreign exchange laws in China are "notices"
, "reply", "XX letter" way, its own logic and coherence is very poor, and law enforcement personnel.
The answer varies from person to person. So, you have to know for yourself first, so you may be labeled as a big hat for no reason.
When? Guard. The most disgusting thing about law enforcement in China is that it never gives you a written form.
Do any policy consultation, so if you are vague, it may bring a lot of losses to the company.
In recent years, the application of financial software is the general trend, especially for large enterprises. However, your thoughts
If the road and brain don't keep up in time, you will feel helpless in front of these softwares! Because the software is not single.
It replaces your manual work purely, but contains many advanced management concepts and internal control mechanisms, which
This is why so many enterprises in China adopt ERP, but they fail. If, the company's tube
The concept of management is not updated in time, and the determination to change is not so strong. So good ERP software is almost a kind of
Burden! In particular, complex ERP software like SAP can't be used by general enterprises. Our company has just started.
Using SAP is also very painful. It was almost 1 year before people thought it was really good.
Nothing can be separated from it. Give a simple example. In order to improve the reputation and competitiveness of our company,
It is stipulated that all the purchases of last month should be paid in one lump sum through online banking on 10 every month. This thing, very good.
Many people are against it, thinking that some things must be paid in advance, and some people think that the customer department will take the initiative to pay.
Money is stupid and so on. However, the management is determined, and the benefits of unifying payment terms are manifold:
First of all, he put an end to the space for purchasing or financial departments to abuse power for personal gain; Secondly, it is convenient to realize the demand of mastering funds.
; Thirdly, you can improve your chips, and finally, establish a good image of the company and so on. This system has driven
After a while, everyone now feels that the effect is very good! It used to be said that the older an accountant is, the more valuable he is.
However, the older you are now, the less valuable you are!
Finally, I want to talk about my understanding of financial work. I remember when I was in college, the teacher said, "If you borrow, you will get a loan.
It feels too abstract when the loan must be equal. However, after the actual contact with work, I gradually realized this.
Mystery. So many complicated businesses are covered by simple "borrowing" and "lending", which is the same as nature.
"Yang", "1" and "0" in computer language, and "black" and "white" in Weiqi world are all magical.
Similar. When I interview, I often like to ask those candidates with 1~2 years of work experience: "Why is it an asset?"
The accounts on the balance sheet and the income statement do not overlap, but the accumulated profits in the two tables will overlap.
What about the same? ""Why is the cash flow statement a very important table? " "Why do many large enterprises use EVA now?
Evaluation results rather than profits? "and other issues. By answering these questions, it is easy to see a person.
Have financial mind and spirit.
I hope my experience is of little help to those who are interested in financial work!