The borrower will not only admit it by means of bank transfer or remittance voucher. The transfer or voucher can only prove the occurrence of this transaction, but does not indicate the payee, that is, the borrower.
If the lender cannot produce evidence to prove that the bank transfer or remittance voucher is for the borrower, the court will reject the lawsuit application.
Therefore, it is suggested that when borrowing money, you must pay attention to leaving evidence, that is, keep the loan slip well, or record it, and clearly indicate the borrower in the remittance, so as to better protect your own interests.
Extended data bank transfer settlement refers to the monetary fund settlement method of transferring money directly from the payer's (or individual's) bank account to the payee's (or individual's) bank account without using cash.
Telegraphic voucher
When remittance is made in different places, the reserved seal should be stamped when filling in.
T/T is a remittance settlement method in which the remitting bank sends a test telegram/telex or instructs the overseas remitting bank to remit a certain amount to the payee through SWIFT at the application of the remitter.
Reference 1 10 Legal Advisory Network: Only the remittance voucher has no debit note, so it is impossible to identify the loan relationship.