1. To have a foreign exchange account in China, some banks need special applications, and some banks have the function of one account with multiple currencies.

2. Ask the bank for the overseas remittance route map, including the overseas account information of domestic banks, remittance routes in various currencies, intermediary bank information, payee information and domestic bank information.

3. Fill in the contents required by the road map and provide them to overseas remitters.

The remitter gives the road map to the foreign bank and pays the handling fee according to the requirements of that bank. Different countries and banks charge different fees.

5. The payee receives the remittance. Note: Different domestic banks have different collection time. Recommendation: China Merchants Bank card can be received within 3 working days, excluding weekends and holidays. Because China Merchants Bank has joined the organization of international banks, it is very fast. If the intermediary bank is in Hong Kong, the handling fee will be deducted.