According to the relevant regulations of the International Administration of Foreign Exchange, each overseas remittance needs to fill in the real reason.
For the international students I know, the regular international wire transfer, "tuition" and "living expenses" are generally filled in as remittance items for each foreign exchange and remittance, and they do not exceed 50,000 US dollars per person per year or equivalent foreign currency. If you exceed this limit, you need to apply for excessive remittance. Therefore, it is understandable that bank staff need parents or students to provide relevant documents for admission notices of foreign universities!
Every international remittance requires a handling fee, and the handling fee for large remittance is several hundred yuan. So, this brings a problem. If you pay a small amount of payables overseas, this telegraphic transfer method is not suitable! For example, if you pay US$ 28 abroad, that is, the RMB in 200 yuan is less than RMB. At this time, if you use international wire transfer, the handling fee is 1%, but the minimum standard is tens of RMB+telegraph fee, so you have to spend more 100 RMB. This is the problem!
So this small amount is best paid by credit card!