Legal analysis: the purpose of China's financial law: 1) the principle of unifying financial management, separating management from office, standardizing and perfecting national financial regulation and supervision behavior according to law; 2) the principle of promoting economic growth on the basis of stabilizing the currency; 3) The principles of standardizing and improving the organizational system of financial institutions and the financial market system according to law, promoting fair, open and orderly competition in the financial industry, improving the efficiency of financial resource allocation, maintaining the efficiency of financial resource allocation and safeguarding the legitimate rights and interests of individual stakeholders in the financial market; 4) Principles of preventing and resolving financial risks; 5) Based on China's national conditions, learn from the principles of foreign general legislative practices and international practices.

Legal basis: Article 4 of the Law of the People's Republic of China on the People's Bank of China, the People's Bank of China shall perform the following duties: (1) to issue orders and regulations related to the performance of duties; (2) Formulating and implementing monetary policies according to law; (3) Issuing RMB and managing its circulation; (4) Supervise and manage the interbank lending market and the interbank bond market. (five) the implementation of foreign exchange management, supervision and management of inter-bank foreign exchange market; (six) supervision and management of the gold market; (7) Holding, managing and operating the national foreign exchange reserves and gold reserves; (8) Managing the national treasury; (nine) to maintain the normal operation of the payment and settlement system; (ten) to guide and deploy the anti-money laundering work in the financial industry and be responsible for monitoring the anti-money laundering funds; (eleven) responsible for the statistics, investigation, analysis and forecast of the financial industry; (twelve) as the central bank of the country, engaged in relevant international financial activities; (thirteen) other duties stipulated by the State Council. In order to implement monetary policy, the People's Bank of China may engage in financial business activities in accordance with the relevant provisions of Chapter IV of this Law.