The difference between foreign exchange and paper money is roughly presented in the following two aspects:
1. Remittance and bank note remittance methods are different: Remittance and bank note generally refer to two different forms of foreign currency deposited in the bank. Money can be deposited and withdrawn, but remittance is not. Cash can only be withdrawn if it is converted into money. But remittance can be sent abroad like remittance, but paper money can't. They must be converted into cash.
2. The value of remittance is different from that of paper money: remittance is just an account, and it is the time limit generated by a settlement method. And paper money is actually physical money, such as paper money or coins. According to the above description, it is obvious that remittance is more convenient than bank notes. If the same amount of remittances and bank notes are converted into RMB, more RMB will be converted into remittances, and bank notes are often slightly lower than remittances.