The overdraft limit of Jinsui Huinong Card is 30,000 to 50,000 yuan. That's a policy loan from the state to rural people. You must have a rural hukou, a private plot at home and a certificate in the village before you can apply.
Agricultural Bank of China Jinsui Card belongs to Agricultural Bank of China, which generally has the functions of cash deposit and withdrawal, transfer settlement, consumption and financial management. Jinsui Card of Agricultural Bank of China is divided into Jinsui Debit Card and Jinsui Credit Card by function. It seems that the Agricultural Bank of China Jinsui Card has no expiration date.
Extended data:
Jinsui Card of Agricultural Bank of China is a card issued by Agricultural Bank of China with the functions of cash deposit and withdrawal, transfer settlement, consumption and financial management.
General financial debit card products with functions, online operation, real-time entry, no overdraft and auxiliary cards.
What's the use of Agricultural Bank of China Jinsui Card?
1, Agricultural Bank of China Jinsui Personal Card has basic functions such as cash deposit and withdrawal, transfer settlement, consumption inquiry, collection and payment on behalf of others.
2. ABC Jinsui Personal Card also has financial management functions such as account management, investment management and intermediary business agency.
China Agricultural Bank Jiahe Card Processing Process: Fill in the personal settlement account application form, and provide my valid ID card to collect the application at the bank branch counter.
China Agricultural Bank Jiahe Card enjoys special discount, and the annual fee per card is 10 yuan; If the average daily balance in the card is less than the local quota every quarter, the 3 yuan small account service management fee will be charged every quarter; When you open or change a card, you need to pay the 5 yuan fee; For inter-bank, off-site deposit and withdrawal, transfer and other services, fees are charged according to the business charging standards stipulated by the bank.
Baidu Encyclopedia-Jinsuika
What kind of card is Jinsuika?
Jinsui Card is launched by Agricultural Bank of China for users, including Jinsui Debit Card, Jinsui Quasi-credit Card and Jinsui Credit Card. Among them, Jinsui Debit Card includes Jinsui Bao Tong Debit Card, Gold Card Series, Jinsui Huinong Card, Haitong Card, Cai Xiang Card and various co-branded cards, and then Jinsui Quasi-Credit Card and Jinsui Credit Card belong to the credit card series.
Users can apply for Jinsui debit card directly at the bank counter, and the bank will charge a certain fee when opening the card. However, debit cards can be divided into one or two types of accounts, one of which has the most powerful functions, such as deposit, withdrawal, recharge and payment.
Users can apply for credit cards in Agricultural Bank through different channels such as mobile banking, bank official website and bank counters. It is worth mentioning that different users get different credit lines when applying, and they can be activated after getting a new credit card.
Users must return their credit cards on time after daily consumption, and there can be no overdue, because there will be penalty interest after overdue, and overdue records will be uploaded to the credit information center, which will affect the handling of various loans, such as car loans or mortgages. In fact, if they can't return it on time, they can use installment payment or minimum payment.
What card is the Agricultural Bank Jinsui Card, and how much is the minimum?
All bank cards issued by Agricultural Bank of China are collectively referred to as Jinsui Card, and the credit card limit of Jinsui Card of Agricultural Bank of China has different nuclear card standards according to the card level, as follows:
1, ordinary card of Agricultural Bank of China Jinsui Card: the amount is generally below 1 10,000 yuan, and the amount of ordinary card is between 3,000 and 8,000 yuan;
2. Golden Harvest Card of Agricultural Bank of China: the amount is generally between 10000 yuan and 50000 yuan, and the amount in the card is generally below 20000 yuan;
3. ABC Jinsui Card Platinum Card: The general amount is more than 50,000 yuan, 65,438+10,000 yuan.
Note that the actual credit limit is subject to the bank audit results. The better the credit conditions, the higher the credit limit.
How many kinds of Agricultural Bank Jinsui credit cards are there?
Jinsui Card was introduced by Agricultural Bank of China, and it is divided into Jinsui Debit Card (savings card), Jinsui quasi-credit card and Jinsui Credit Card, the latter two are credit cards. Jinsui Debit Card is divided into Jinsui Bao Tong Debit Card, Gold Card Series, Jinsui Huinong Card, Haitong Card, Cai Xiang Card and various co-branded cards. Jinsui debit card needs to be handled in the bank business hall.
When Jinsui Card is a credit card, you can apply through different channels such as bank counter, mobile banking and bank official website. When applying, the credit line granted by different channels may be different. It should be noted that credit cards must ensure good personal credit when applying, otherwise they will be rejected by banks.
Mainland China
At the end of 20 10, the total assets exceeded 10 trillion yuan and 201.68 trillion yuan, accounting for 1 1.3% of the total assets of China's banking industry. It is one of the largest listed commercial banks in China. 20 1 1 At the end of the year, all kinds of deposits reached 9.62 trillion yuan, all kinds of loans were about 5.63 trillion yuan, the capital adequacy ratio was 1 1.94%, and the core capital adequacy ratio was 9.75%, all of which were at a high level. 20 1 1 At the end of the year, the NPL ratios were respectively. The annual report of the Agricultural Bank of China also shows that its intermediary business has developed the fastest, and the net fee and commission income for the whole year is about 46128 million yuan, an increase of about148.8 million yuan over the previous year, with an increase of more than 30%. If the fee income from the disposal of non-performing assets of the Ministry of Finance is excluded, the growth rate can be further increased to 42.8%, including electronic banking, credit cards, investment banks and agency insurance.
In 20 10 year, ABC realized an operating income of 29041800 million yuan, a year-on-year increase of 30.7%; The net profit is about 94.907 billion yuan, and the profit growth rate is about 46%. 20 1 1 The annual operating income is 37773 1 billion yuan, up by 30. 1% year-on-year, and the net profit is about 122 billion yuan, up by 28.5% year-on-year. The profit growth rate ranks first among the four major banks.
All core indicators have reached the leading level of domestic financial industry, and Moody's long-term deposit rating/outlook is A 1/ stable.
The net operating income in the first half of 2002/KLOC-0 was 366.3 billion yuan, up by 7.8% year-on-year; The net interest income was 283.4 billion yuan, a year-on-year increase of 6.1%; The profit before provision was 249.7 billion yuan, a year-on-year increase of 7.8%; The net fee and commission income was 48 1.5 billion yuan, up 8.8% year-on-year; Net profit122.8 billion yuan, a year-on-year increase of 12.5%. The average return on total assets (ROAA) was 0.88%, and the weighted average return on equity (ROAE) was 65,438+02.40%, up by 0.03 and 0.46 percentage points respectively.
Overseas development
The Agricultural Bank of China has formulated a medium-and long-term development strategy of "operating locally and globally", formulated an overseas development plan and actively laid out major international financial centers. In the next step, ABC will continue to base itself on China, firmly grasp the internationalization of RMB, corporate customers and financial assets, and lay out international institutions in a focused and step-by-step manner. In addition, ABC has successively become partners with Credit Agricole, Citibank, Hang Seng Bank, Standard Chartered Bank and Bank of Montreal, and cooperated in the fields of international payment of global bill of exchange business and RMB settlement of cross-border trade, thus building a global commodity futures trading team and becoming the mainstream force in this international market; Through five to 10 years' efforts, China Agricultural Bank will be built into an international large-scale commercial bank with branches covering major global financial markets, 24-hour foreign exchange fund operation and global foreign exchange transnational settlement capacity.
What is the credit card issued by Agricultural Bank of China?
Credit cards issued by ABC are mainly divided into two categories: ABC Jinsui Credit Card and ABC Jinsui Credit Card.
With innovation as the main line, Jinsui Credit Card has successively launched a series of products such as standard cards, business cards, platinum cards, various regional co-branded cards and special cards according to different customer groups, leading the needs of different customer groups.
Jinsui Credit Card of Agricultural Bank of China (quasi-credit card, hereinafter referred to as Jinsui Credit Card) is a RMB credit payment tool issued by Agricultural Bank of China, which has the functions of cash deposit and withdrawal, transfer settlement and consumption, and can enjoy certain overdraft facilities according to the regulations of the issuing bank. Jinsui credit card is divided into gold card and ordinary card according to different credit grades, and unit card and personal card according to different card issuers.
Huinong Credit Card has a powerful lending function. You can open current and multiple fixed sub-accounts, deposit your own funds and earn deposit interest. Moreover, after receiving the card, you can directly overdraw within the credit line approved by our bank and use the letter immediately, flexibly arrange your own production and operation funds and manage your family property without going through other formalities.
What card is the Agricultural Bank Jinsui Card?
Bank cards issued by Agricultural Bank of China are collectively referred to as Jinsui cards. The following are the types of Jinsui cards:
1. Debit card: It has the functions of cash deposit and withdrawal, transfer settlement, consumption, financial management, etc. The card has no expiration date and can be used for a long time.
2. quasi-credit card: it has the functions of consumption, transfer settlement, cash deposit and withdrawal, etc. The validity period of this card is at least 1 year and at most 5 years (5 years for employee cards and 3 years for other cards), and a certain overdraft limit can be obtained at the same time.
3. Credit card: It has the functions of consumer credit, cash advance and repayment, and can enjoy interest-free repayment. The validity period of a credit card is related to the type of card.
Agricultural Bank of China was established in 195 1. Headquartered at 69 Jianguomen Inner Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.
Agricultural Bank of China is an important part of China's financial system. It provides various products and services for corporate banks and retail banks, and also carries out financial market business and asset management business. Its business scope also covers investment banking, fund management, financial leasing, life insurance and other fields.
In February of 20 17, BrandFinance released the list of top 500 global brands in 20 17, and China Agricultural Bank ranked 34th. 20 18 in July, the British "Banker" magazine published the ranking list of global banks 1000 in 2065 438+0008, and the Agricultural Bank of China ranked fourth. 20 18 Fortune Global 500 ranked 40th.
2065438+In February 2008, 65438+2008, the World Brand Lab released the list of top 500 world brands in 2065438+2008, and China Agricultural Bank ranked 340th. On July 22nd, 20 19, the Fortune Global 500 list was released, and the Agricultural Bank of China ranked 36th. In 20 19, 1 1, the "Belt and Road" China enterprises ranked 44th in the list of 100 top enterprises.
20 19 12, China agricultural bank was selected as China brand power festival 100 brand 20 19. 20 19 12 18, people's daily "China brand development index" 100 list ranked 43rd. 20201October 4th, 65438, won the evergreen award of Caijing 2020 "Contribution Award for Sustainable Development".
The logo used by Agricultural Bank of China was put into use on June 1 988165438+10/day.
The symbol of the Agricultural Bank of China is round, consisting of ancient Chinese coins and ears of wheat. Money in ancient times was money and banks; The ears of wheat symbolize agriculture, and they constitute the name elements of the Agricultural Bank.
The whole design is cylindrical, symbolizing the standardization of the operation of China Agricultural Bank as a state-owned commercial bank. The word "Tian" is formed in the middle of the wheat ear, and the dark and light patterns obviously form a half shape, which directly expresses the characteristics of the Agricultural Bank of China. The ears of wheat are up and the excircle is open, which gives people a sense of breakthrough and symbolizes the continuous development of Agricultural Bank of China.
The standard color of the emblem is green. The psychological characteristics of green are: natural, fresh, calm, comfortable, secure, trustworthy, reliable, fair, rational, ideal and simple, which reminds people of nature, life and growth; Green is the primary color of life, symbolizing vitality, development, eternity and steadiness, implying the honesty and efficiency of Agricultural Bank and the vigorous development of the cause of Agricultural Bank.
The original author of the logo of China Agricultural Bank is Mr. Chen.
What is a credit card? Let's stop here.