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25-year-old male, unemployed, with 300,000 yuan in hand, how to manage money, consume and invest?
You have 300 thousand at a young age. You are really young and promising. My suggestion is for your reference:

1, buying a car is not recommended. Although filial piety is commendable, buying a car is consumption rather than investment, the car will depreciate and the daily expenses will be very high; If you must buy it, you can buy it within 8 ~ 65438+ 10,000 yuan, and the old man can drive well;

It is good to repay the mortgage every month, but it is not recommended to pay it all. After all, bank loans are not easy and the mortgage interest rate is not too high.

3. It's good to start a business, but look for the industry and don't invest all your money at once;

4. It's good to speculate in US stocks and Hong Kong stocks. Pay attention to controlling investment and risks; Don't invest all your money in stock market.

If it feels good, adopt it.