After the official credit card of the Postal Savings Bank is approved, the bank will automatically select this number as the billing date within the 3rd, 5th, 7th, 1 1, 16, 2 1 or 26th of each month, and the Postal Savings Bank will provide the service of modifying the billing date for free once a year.
How to calculate the consumption of postal credit card bill on the same day?
Transactions that occur before 22 o'clock on the billing date of postal credit card are included in the current bill.
Postal credit card billing date refers to the date when the Credit Card Center of Postal Savings Bank regularly summarizes and settles all transactions and expenses of your credit card account in the current period, and calculates the total amount owed and the minimum repayment amount in the current period.
Banks are legally established financial institutions engaged in money and credit business. It is the product of the development of commodity currency economy to a certain stage.
function
A bank is an enterprise dealing in money, and its existence is conducive to raising and financing social funds. It is a very important member of financial institutions.
We can see the business of the bank. On the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, banks act as intermediaries between lenders and borrowers.
On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries.
The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.
business events
Postal Savings Bank
Investment and financial management: financial management, insurance, funds, precious metals, national debt, fund depository, asset management plan, and personal product information inquiry platform.
Credit card: credit card family photo, credit card installment, integral mall, credit card service, shortcut function.
Debit card and (deposit and loan remittance): debit card, personal deposit, credit service, foreign exchange, payment and settlement.
Personal e-banking: personal mobile banking, personal online banking, telephone banking, self-service banking, WeChat banking, and savings SMS service.
VIP service: VIP card, special service
Company service
Account service: service standard and process, convenient account opening, appointment processing, bank confirmation letter.
Products and services: corporate deposits, corporate credit, cross-border finance, domestic trade financing, bill business, cash management, corporate wealth management, custody business, investment banking, corporate settlement and fund depository.
Enterprise e-banking: enterprise online banking, telephone banking, self-service banking and direct connection between banks and enterprises.
Value-added services: financial solutions and business guides
Inter-bank finance
Sannong service
Serving agriculture, countryside and farmers: postal easy loan-quick loan, agricultural loan, government loan, industrial chain operation loan, commercial loan and agricultural professional cooperative loan.
Small business service
Small business credit products: e-mail loan-micro-e-loan, technology small business loan, general small business loan and characteristic small business loan.
When is the charge date of the credit card?
The sunrise time of credit card bills is not uniform, and different banks will be different. On the billing date, the bank will settle the consumption before the billing date, and the consumption on the billing date is not included in the current bill.
Credit card billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and mail the statement for you. This date is your credit card bill.
Billing day details
China Industrial and Commercial Bank is unified as the day at the end of each month, which is the last day of natural month and cannot be changed.
The monthly bill date of China Bank is generated by the system, which is fixed for each cardholder and cannot be changed.
Optional bookkeeping days of CCB include February, May, July, 10, 12, 13, 15, 17, 19, 22, 23, 24 and 25 every month. Change it every natural year.
The 2nd, 4th, 6th, 8th, 15, 18,1,2 1 and 23rd of each month are the billing days of Industrial Bank, and cardholders can change them every six months.
The monthly billing dates of Minsheng Bank are 1, 3, 6, 9,1,13, 16, 19, 2 1, 24, 26, etc.
Ping An Bank takes the 5th, 10, 15, 20th and 25th of each month as accounting days; You can change it once a year.
Guangfa Bank is divided into cities, and each city has its own billing date, which cannot be changed: for example, the billing date in Beijing is the 20th; The accounting day in Shenzhen is my birthday. If your birthday is March 5th, the bill date is the 5th of each month.
The bank settlement date of SDB is 10 every month.
The monthly billing date of Shanghai Pudong Development Bank is generated by the system, which is fixed for each cardholder and can be changed once a year.
The billing date of each cardholder of Huaxia Bank is different, and your billing date of each period will be listed on the statement. Only once a year.
China Postal Savings Bank takes the 3rd, 7th, 9th, 1 1, 2nd1and 26th of each month as accounting days. Only the billing credit card can modify the billing date, and it can only be modified once a year. If there is installment payment, overdue account, exceeding credit limit, etc. , the bookkeeping date cannot be modified.
When is the billing date and the final repayment date of the credit card of the Postal Savings Bank?
Everyone's card, credit card billing date and the last repayment date of the Postal Savings Bank are different.
The current billing date range of the Postal Savings Credit Card is 3, 7, 9, 1 1, 12, 16, 19, 2 1, 24 and 26. Different cardholders' credit cards have different billing dates.
The final repayment date of the Postal Savings Credit Card is the 20th day after the bill date.
For example, if the cardholder's billing date is the 3rd of each month, the cardholder's due repayment date is the 23rd of each month (320).
How to check the billing date and repayment date of postal credit card?
How to check the billing date and repayment date of postal credit card?
Postal savings credit card billing date refers to the date when the Postal Savings Bank Card Center regularly collects and settles all transactions and expenses of your credit card account in the current period every month, and calculates the total amount owed and the minimum repayment amount in the current period.
The last repayment date of the postal savings credit card refers to the latest date when the cardholder should repay all the payable amount or the minimum repayment amount stipulated by the postal savings. The final repayment date of the Postal Savings Credit Card is 20 days after the billing date. If the billing date is 17, the 7th is the final repayment date. If there is a big month (3 1), such as May, the final repayment date of May 17 is June 6th (different month).
1. Postal Savings Credit Card is a RMB credit card and a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow. By 20 10 and 10, China Postal Savings Bank has completely covered all cities, 2 100 counties, cities and major towns, and about 4,500 outlets across the country have started this business. In just a few years, China Postal Savings Bank has developed very rapidly. From its opening to 20 10 and 10, China Postal Savings Bank issued nearly 4 million loans nationwide, amounting to more than 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued150 billion yuan in rural areas at or below the county level.
2. The types of credit cards are: Puka, Gold Card, Self-mailing Family Co-branded Card, China-Damei Travel Card, China-Hainan International Tourism Island Card, Postal Savings Co-branded Credit Card, Postal Savings Qiandao Lake Travel Credit Card, Postal Savings Zhongyuan Food Credit Card and China Postal Savings Bank Credit Card.
Postal savings credit card billing date refers to the date when the Postal Savings Bank Card Center regularly collects and settles all transactions and expenses of your credit card account in the current period every month, and calculates the total amount owed and the minimum repayment amount in the current period.
The last repayment date of the postal savings credit card refers to the latest date when the cardholder should repay all the payable amount or the minimum repayment amount stipulated by the postal savings. The final repayment date of the Postal Savings Credit Card is 20 days after the billing date. If the billing date is 17, the 7th is the final repayment date. If there is a big month (3 1), such as May, the final repayment date of May 17 is June 6th (different month).
How to calculate the repayment date on the billing date of postal credit cardNo. 1 1?
Your billing date should be 1 1, so your final repayment date is 1 next month, because the final repayment date is 20 days after the billing date.
For example:
Your consumption before June 65438+ 10/2 will reach June 65438+ 10 65438+ 10 65438+ 10.
Your consumption before165438+1October 12 to 65438+February 1 1 was on the day of 65438+February1.
Later, I don't know if I understand.
How to check the billing date and repayment date of China Merchants Credit Card?
Please log in to the credit card website, click "Online Banking Login" on the right, and then click "Account Management"-"Account Inquiry" in the horizontal menu above to view the "Monthly Billing Date" and "Current Maturity Repayment Date".
How to check the billing date and repayment date of Ping An Credit Card?
Call customer service for consultation
Log in to the online bank for inquiry.
Tie a secure WeChat official account, where you can find detailed information.
Find out the information when you send the card. It's also on it.
What is the repayment date of the postal credit card billing date 12?
The credit card repayment date of Postal Savings Bank is the 20th day after the bill date. The billing date of the credit card is 12 every month, and the final repayment date is the 2nd of next month or 1.
How to calculate the repayment date when the monthly billing date of postal credit card is 12?
Hello, the credit card repayment date is extended 18 days on the basis of the credit card billing date. The billing date of a credit card is fixed. If you need to make changes, you can call the bank credit card hotline to make changes. For example, if the monthly bill date of your credit card is 1, then the last repayment date of your credit card in that month is 19, and the credit card bill sent by the bank will also have the last repayment date.
The billing date of postal credit card is 18. For example, if the card is swiped on the 20th, how to calculate the repayment date?
The credit card bill is about 20% more than the bill. What about spending on the 9th of every month? Before 30th of this month, you need to spend on 30th of this month.
When is the repayment date and billing statement of Postal Credit Card No.5?
Postal credit card is the repayment date of 20 days after the bill date, which is different from month to month. So if your repayment date is 65438+1October 5th, the billing date is 15 (because 65438+1October has 3 1), if it is165438+ 10. See for yourself.
This is the end of the introduction to the credit card bill of Postal Bank and the date of the credit card bill of Postal Bank. I wonder if you found the information you need from it?