Alipay black diamond members are not determined according to users' consumption, but according to users' activity. Users need to reach 18000 points to become diamond members. After becoming a diamond member, users can enjoy more rights and interests, almost covering VIP rights and interests in high-speed railway station, including exclusive lounge, free refreshments, mobile phone charging, boarding reminders and so on.

Financial management refers to the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance. Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management. "Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management". The so-called financial management is not only a foreign investment and financial management, but also a kind of financial management. If you don't know how to be invested, you don't know how to invest better. The financial accounts opened by securities companies can be used to invest in a series of investment financial instruments such as stocks (including A shares, B shares and H shares), bonds (including government bonds, corporate bonds and corporate bonds) and futures (including financial futures such as stock index futures and foreign exchange futures, and commodity futures such as gold futures and agricultural products futures). The opening of a securities account can be handled in the business department of a securities company, and it needs to be handled within the trading day.

To become a diamond member, Alipay needs to spend at least 6.5438 yuan +0.8 million yuan, and the membership level is valid for one year. In other words, you need to spend at least 6.5438+0.8 million RMB per year to keep your diamond membership. This means more money for members who want diamonds. To sum up, Alipay is stimulating users to spend through Alipay! Alipay's main competitor now is WeChat. For most people, mobile phones have both Alipay and WeChat. When you need to spend, it is a problem to choose WeChat or Alipay! According to the big data of domestic research organization Aurora, Alipay's market share dropped from 70% at the beginning of 20 16 to 5 1.8% now. Moreover, WeChat payment is eroding Alipay's market share.