1. Property verification: After the buyers and sellers reach the purchase intention, the intermediary company will verify the property to confirm that the property ownership certificate is true and valid, and there are no restrictions such as mortgage and seizure in the sale of the house.
2. Signing a house sales contract: After verifying that the house is correct, the buyer and the seller need to sign a house sales contract, which should specify the basic information of the house, transaction price, payment method, delivery time and other contents.
3. Online signing: Both buyers and sellers need to go to the local housing authority for online signing procedures. After the online signing, the transaction information of the house will be published in official website for public inquiry.
4. Paying taxes and fees: According to the actual situation of the house, the buyer and the seller need to pay taxes and fees such as deed tax and personal income tax.
5. Apply for a bank loan: If the purchaser needs to apply for a bank loan, he/she should provide personal information that meets the requirements and sign a loan contract at the bank in person.
6. Transfer and payment of property fees: After the loan is approved, the buyer and the seller need to go through the transfer formalities at the local housing authority to settle the property fees of the house.
7. Obtain the certificate of immovable property rights: After the transfer is completed, the purchaser can obtain a new certificate of immovable property rights, which will display the new owner information.
8. Lending handover: Finally, the bank will lend the house purchase money to the account designated by the seller, and both parties will go through the handover procedures to complete the house purchase and sale.
The above is the specific process of buying a house in the mainland with US dollars. It should be noted that in specific operations, it is necessary to make corresponding adjustments and supplements according to local policies and regulations.