Remittance with "remittance account" means free remittance, that is, after you buy foreign exchange with RMB in the bank, the bank will directly remit it abroad, while "banknote remittance" means cash remittance with your foreign currency, which is not cost-effective, because the bank will charge a handling fee for changing banknotes, and the calculation formula is: (purchase price-purchase price of banknotes) * amount/100, usually. As for your 1400, it mainly depends on the exchange rate trend, and now the US dollar (I guess you are the US dollar. . The trend is unstable, it's hard to say whether it's up or down ~ ~ You have to make up your mind.