ICBC's mortgage application started on September 6th, indicating that the payment is under approval. During this period, it did not receive an audit call. How many days does it take to complete the approval? It means that "the money is being approved" is being approved. The approval time of different banks is different, and the approval time of special periods such as holidays will be different. ICBC's mortgage approval time is generally 2-3 weeks, and it may take 2-3 months when it is slow. I suggest you wait patiently!

Under normal circumstances, it takes about 1 month to get the mortgage (generally speaking, the longest time will not exceed 30 days). If it is fast, it may be half a month or 20 days. At present, most banks are strict and complicated in the review process of mortgage, so it may be a bit slow. If you are really in a hurry, I suggest you go to the bank or call for advice.

If the information is complete and meets the loan conditions of ICBC, the loan approval can generally be completed within 2 working days. Please refer to the actual situation for the specific lending time. While waiting, you can also check the specific progress through your mobile phone. Specific methods:

(1) Log in to online banking-find "online loan"-select "application result query" function;

(2) Log in to the new online banking-"Favorites-Loans"-"My Loans"-"Loan Application Result Query" function-query the loan approval progress;

(3) Mobile banking inquiry. (Apple 12, ios 14, China Industrial and Commercial Bank Online Banking APP6.7.0)

Common audit links of bank loans:

Property value audit:

1. The first thing to be audited is the value of the property mortgaged by the loan applicant, which is evaluated according to the geographical location, city, environment and location of the house. The value of real estate is not simply evaluated by the transaction price of buyers and sellers. It needs to find a professional and formal evaluation company for professional evaluation. The age of the house and the type of the house can be used as a reference for evaluation.

2. Review of the borrower's borrowing ability: The bank will review the personal situation, political situation, family situation, work situation, social background and personal credit of the borrower to ensure that there will be no problems in the later period.

3. Guarantee company guarantees second-hand housing: In second-hand housing transactions, company guarantee is essential. A reliable, professional and reputable guarantee company will increase the possibility of loan success.