Consumer reminder is a scam.
Xiaowen lives in Shima River in Jiangbei District. From 7: 03 pm to 8: 00 pm on New Year's Eve, Xiaowen's mobile phone received three text messages in succession, reminding her that she had three credit card charges, namely 8 1566 yuan, 44,275 yuan and 40,783 yuan, all in English, with several letter prefixes in front of the spending amount.
"My credit card limit is only 30,000 yuan. Seeing such a high amount, I thought it was a scam. " Yesterday, Xiaowen told the Chongqing Evening News reporter.
After 1 in the morning, the guest left, and Xiaowen remembered this strange message again. She called the credit card customer service center for consultation and found three purchases. The customer service staff told her that the consumption occurred in Bangladesh, and the consumption was more than Bangladeshi dollars10.6 million, equivalent to RMB10.3 million.
Stealing a brush is used to buy a plane ticket.
Xiaowen rushed to the Shimahe police station to call the police and called the credit card customer service center to freeze the credit card. On the way to the police station, Xiaowen received another consumer message, and there was another credit card transaction in UAE. Due to the timely freezing, the transaction was shown as unsuccessful.
According to the police of the police station, it is not uncommon for credit cards to be stolen abroad. At present, the police have launched an investigation.
After investigation, Xiaowen's credit card bought four air tickets in official website, a Bangladeshi airline. Xiaowen sent an English e-mail to the airline, asking for a freeze on consumption. On the fourth day, the airline replied that someone did buy tickets in official website, and only 1 ticket was used. The airline frozen the remaining three tickets.
At present, the airline is waiting for the bank transaction details and card number of Xiaowen Credit Card.
The credit card account was stolen.
The police analyzed that the theft of credit cards may be caused by the disclosure of personal information.
Xiaowen's stolen credit card has been used for seven or eight years and has never been lent to others. This has never happened before. I got stuck in my wallet when I was stolen this time. How can information be leaked?
Xiaowen said that because of her work, she goes abroad every year and will use this credit card overseas.
Yesterday, the reporter learned that this kind of credit card with VISA logo only needs to use the card number and the last three digits of the card when swiping the card in foreign VIP channels.
According to the police analysis, there are several possibilities for credit card accounts to be leaked. One possibility is that it was accidentally leaked during online chat, or it may have been stolen during online consumption. Another possibility is that when people swipe their cards in shopping malls, they are quietly remembered-it is very simple to remember the account number, only a few numbers are remembered, and other numbers are printed on the small ticket printed by the POS machine.
Validity of account number card number
You can't tell anyone.
China UnionPay said that cardholders are advised to replace magnetic stripe cards frequently swiped by merchants or cashed out at ATMs with financial ic cards (chip cards), which will greatly improve the security. Credit card spending in merchants, try to avoid bank cards leaving sight. When entering the password, try to block it. Carefully identify "failures", "upgrades" or so-called "announcements" posted on ATM machines. Banks and UnionPay will not require cardholders to remit money to designated accounts.
On the other hand, online shopping prevents fishing. ID number, bank card number, password, SMS verification code, credit card validity period and verification code (the last three digits of the number on the back of the signature) are all important information related to the security of account funds. Please keep them properly. Any behavior of asking for SMS verification code is fraud.
What if my brush is stolen? China UnionPay said that it should immediately call the issuing bank or payment institution to freeze and report the loss of the card or account in time. Some payment institutions require cardholders to provide alarm receipts. Cardholders are advised to call 1 10 for consultation before reporting to the police station.