On the surface, the question you should ask is that the benefits of insurance will be better, such as dividends, but the insurance period is generally longer. After 20 or 30 years, there will be no risk in China, but in the face of such serious inflation, the interest rate will definitely lose people. For example, it was 654.38 million yuan 20 years ago, and now it is 654.38 million yuan. More directly, how many people had 10000 at home 20 years ago? I estimate that there are about 1 million people in my family, so you have to ask, I have 65,438+10,000 people. How can I make Qian Shengqian and maximize the benefits? According to the current inflation rate, I don't think insurance and banks can win, so I have the following choices: buy gold, buy foreign exchange, buy stocks, buy futures and buy a house. In China, this is a policy market, so any one. No matter what you invest, no policy can last 10 years, because China is still developing. You invest in nothing 10 years, everything is changing. In 2003, you fired again until 13. I guess you're not worth the loss, and you'll be stuck in a high position. Because of policy, investment depends on it. What is your personality? If you see it clearly, you can choose your direction, invest in calligraphy and painting antiques, invest in steel and aluminum wealth, invest in friends' business, invest in leading the project director, or be a small super hotel. All this, as long as you invest correctly, 1 year equals 10 year return. If it really doesn't work, then invest scarce resources and buy a unique one for 65438+ 10,000. . . . You have to hold on.