1, must be a Chinese resident ID card holder or a foreign resident ID card holder. Because cross-border remittance needs to comply with the relevant laws and regulations of the central bank, only those who meet the identification requirements can handle it.

You need to open a personal foreign exchange account in the bank. Banks need a special account to manage customers' cross-border funds. This account is a personal foreign exchange account.

3. Mobile banking registration has been completed, and relevant bank cards have been bound, because customers need to use mobile banking to operate.

4. Holding a certificate of foreign exchange income or a certificate of foreign exchange purchase.